When fire damages your Lynn Haven, FL, home or business, your insurance should cover repairs, personal property replacement, and other costs. However, getting your insurer to pay the money you deserve based on your coverage and damage is not always easy.
Over the last three decades, Ged Lawyers has helped our clients recover more than $16 million. A disaster recovery lawyer can help you secure the money you need to repair your home or business, replace property, and cover other related expenses. Contact us today for a free consultation to discuss your insurance coverage and how our Lynn Haven fire damage claims lawyer can help.
Let Our Lynn Haven Fire Damage Attorney Fight for Justice for You
When you hire a Lynn Haven property damage lawyer from Ged Lawyers, you get experience, knowledge, and skill on your side. We will use our resources to fight for the money you deserve based on the coverage promised by your property damage insurance policy. We have extensive experience filing, supporting, and winning payouts in homeowner’s, renter’s, and commercial property damage claims.
The Lynn Haven personal injury lawyers on our multilingual team is available when you need us. We can discuss your fire, property damage, and insurance claim in the language you feel most comfortable with. Our staff is fluent in English, Spanish, Arabic, Greek, Portuguese, Creole, Russian, and Turkish. We want to make it easy for you to get the help you need from our team.
Our clients only pay if we win their case. We know you may not have money to spare during this frustrating and stressful time. Working on contingency is essential to ensuring everyone who needs a law firm with a history of winning has access when they need us most.
Count on Our Team to Help With Your Fire Damage Claim
When you hire our team, you can count on us to take steps that include:
- Reviewing your insurance policy
- Contacting your insurer about the claim
- Getting estimates for your structural repairs, cleanup, and remediation
- Working to catalog your lost contents
- Ensuring you know which receipts you need to document losses
- Answering your questions and addressing concerns
- Fighting for the coverage promised in your policy
- Managing all communication with the insurer
To learn more, contact us today for a free consultation. Our team can help you understand your next steps.
What Money Is Available Through My Lynn Haven Fire Damage Claim?
Fire can cause extensive damage beyond that of most other disasters. According to the Insurance Information Institute, the average loss for a homeowner in a fire or lightning event from 2018 to 2022 was $83,991, while the average property damage claim was only $15,570.
Our attorney can review your insurance policy and provide detailed information about your coverage. Each policy is different. Your unique policy wording, if there are any exclusions, and the type of policy you have all make a difference. In general, you can expect to have coverage for the following:
- Homeowners’ policies: Structural repairs to your property, remediation and cleaning costs, personal property replacement, and loss of use costs such as hotel expenses.
- Renters’ policies: Coverage for your contents and possibly loss of use coverage in some policies.
- Commercial property damage policies: Property repairs, lost inventory replacement, and replacement of other contents; some policies also cover additional losses such as business interruption insurance or temporary relocation.
Understanding your coverage after a fire or other property damage incident is essential. Your insurance carrier may not be forthright about your coverage, so it is an excellent idea to let our team take a look.
What Issues Could Require Help From a Lynn Haven Fire Damage Claims Lawyer?
Insurance companies enter into agreements when they sell policies. However, they’re not always good at holding up their end of the deal when a policyholder suffers a covered event. Insurance adjusters often try to pay as little as possible, delay claims, make unreasonable demands before they pay out, or unfairly deny claims.
Contact our team if you experience any of these outcomes in Lynn Haven, FL. Our insurance bad faith lawyers are here to help you fight for the money you deserve based on the property damage policy you purchased.
Some issues you could encounter with the insurance company if navigating the claims process by yourself include:
- Downplaying the severity of your damages
- Finding your policy excludes the cause of the fire
- Questioning the cause of the fire
- Asking you to document your contents in impossible ways, such as providing a video of destroyed contents before the fire
- Vastly underestimating the cost of repairing your structure
- Failing to offer to cover demolition, remediation, and related expenses
- Limiting how long they will pay for loss of use expenses
- Denying your claim without a valid reason
When Can a Lynn Haven Fire Damage Claims Attorney Help Me?
Call us when you encounter any issues with your property damage claim. Even better, let our attorney handle your insurance claim from the start. We can meet you wherever you are in the claims process and take over handling your case.
Many believe they can manage their claims and trust their insurance carriers to work with them to get the money they need. They only realize they need help when they encounter a problem.
We will challenge a lowball offer or denial from your insurance company and take steps to secure the money you deserve based on your policy. Often, the adjuster will reconsider their offer or re-examine the claim simply because they learned you hired us to manage your case. If not, we can follow their official avenues for a review or take them to court.
Talk to Our Team About Your Lynn Haven, FL, Fire Damage Claim
At Ged Lawyers, we know how to handle property damage claims—even when the insurance company puts roadblocks in your way. Contact us today for a free consultation with our team. We can discuss your options and how our Lynn Haven fire damage claims lawyer can help. Let us manage your case while you focus on getting life back to normal.
