Hurricane Milton made landfall on October 9, 2024. Well before that, it was projected to be one of the largest and most powerful storms to ever hit Florida. If you are one of the countless people whose home or business was damaged or destroyed by this historic storm, our Hurricane Milton property damage lawyers want to help.
Since 1995, Ged Lawyers has worked hard to protect natural disaster victims like you from insurance companies that are more interested in their bottom line than your future. Call us today for a free case review and find out how our disaster recovery lawyers can support your family through this difficult time.
LISTEN TO OUR HURRICANE MILTON PROPERTY DAMAGE PODCAST – Ep.1
Stay informed on how to handle property damage claims after Hurricane Milton by listening to our Hurricane Milton Property Damage Podcast. Our expert attorneys provide essential tips, legal insights, and step-by-step guidance to help you navigate insurance claims and secure the compensation you deserve for damages caused by the hurricane.
How Hiring Our Hurricane Milton Damage Attorneys Benefits You
Whether you rode out the storm at home or evacuated farther inland, surviving a hurricane is a stressful, frightening, and traumatizing experience. This is especially true when the hurricane is as destructive as Milton.
You deserve the chance to assess your losses and plan your future in peace. The Hurricane Milton property damage lawyers at Ged Lawyers can give you that opportunity by:
- Reviewing all of your insurance policies
- Investigating and documenting the damage to your property by taking photos, collecting documentation, and collecting copies of official reports
- Filing your claim with all applicable insurers and handling all communications with those insurers
- Looking into any denials and figuring out ways to get the insurer(s) to approve your claim(s)
- Keeping you updated as we pursue the settlement you need and answering any questions you have throughout the claims process
Insurance Companies May Try to Shortchange Hurricane Victims
There are many ways that an insurance company might try to undervalue or deny your claim, including by:
- Saying you do not have enough evidence to prove your claim
- Saying that the kind of damage you suffered is not covered under this policy
- Taking longer than necessary to respond to your communications or to send someone to your property to inspect the damage
- Offering you a quick but insufficient settlement and refusing to negotiate
Our property damage lawyers are familiar with all of these tactics and many others. You should not have to deal with any of this as you are picking up the pieces after Hurricane Milton. Let Ged Lawyers confront the insurers on your behalf while you focus on your family.
Our Property Damage Law Firm Charges Nothing Up Front
We realize that you are already facing major financial strain. That is, after all, why you are filing an insurance claim. Rest assured that our Hurricane Milton attorneys will not charge you anything until you get your money.
What Insurance Policies Cover Hurricane Damage?
Depending on your situation, you may have the option of filing a claim with your:
- Flood damage insurance
- Hurricane insurance
- Homeowners’ insurance
- Commercial property insurance
- More than one of the above
Because hurricanes cause so many kinds of damage, it can be difficult to pinpoint which insurance policy you should file a claim with. Our hurricane damage lawyers can help you answer questions like the following:
- Was the damage caused by water or wind? If the answer is “water,” did the water get into your house on its own or through damage caused by wind?
- At what point before, during, or after the storm hit did the damage occur?
- What are your upper policy limits? Have you already received an insurance payment based on another hurricane that hit Florida this year, such as Hurricane Helene?
This information may sound extremely specific, but according to Florida’s Chief Financial Officer (CFO), the answers to these questions make a huge difference in how you should approach your claim.
What does a Hurricane Milton Insurance Settlement Include?
Again, that depends on your policy. It also depends on what kinds of losses you suffered. Insurance policies commonly cover:
- Repairs to any structure on your property, including your home, place of business, garage, or shed
- The cost of replacing items that were unsalvageable, including carpets, furniture, inventory, or tools you use in your work
- The cost of living or having services done somewhere else while your home is under repair
Regardless of which insurer you file with, you have a limited time to submit your property damage claim. Call today for a free consultation from Ged Lawyers.
The Historic Impact of Hurricane Milton
After strengthening to a Category 5 storm in the Gulf of Mexico, Milton weakened before making landfall on the west coast of Central Florida. However, the size of the storm, its slowed rate of speed, and its still-strong winds resulted in:
- Significant wind damage caused by both high-speed winds and the proliferation of debris left over from Hurricane Helene, which hit two weeks earlier. This debris was picked up by Milton’s winds and turned into damaging projectiles.
- Tornadoes. Some parts of Florida began seeing tornadoes even before landfall.
- Flooding and flash flooding throughout the state caused by heavy rains. Coastal areas also had to deal with a massive storm surge reaching up to 13 feet in some places, per the National Hurricane Center (NHC).
- Additional damage to structures that were already weakened by Helene. Even if a home or business had remained standing after Helene, damage caused by Milton could render a building unsalvable or cause it to collapse.
- Power outages caused by wind and/or water damage. Loss of power is inconvenient for everyone, but vulnerable populations (e.g., disabled people who rely on electric devices) are at heightened risk. Furthermore, downed power lines can spark fires and inflict other kinds of property damage.
While west-central Florida bore the brunt of Milton’s power, virtually the entire state was under a watch or warning at some point. The hurricane property damage attorneys at Ged Lawyers want to help your family get back on your feet, no matter where you are or what you have been through.
Let Our Property Damage Lawyers Help You Recover from Hurricane Milton
Ged Lawyers understands that the days immediately following any hurricane can be devastating. You deserve professional guidance to help you navigate the claims process and deal with any legal challenges that arise. Call today so our Hurricane Milton property damage lawyers can get started on your case as soon as possible.
