Callaway is right on the coast, so it is vulnerable to especially violent winds and rainfall from a storm. As a result, home and business owners often suffer devastating property damage or loss. If you’re trying to navigate this situation, the Callaway storm damage lawyers at GED Lawyers are here to help you.
The insurance company has an obligation to compensate you for your losses. That is what you pay insurance for. However, the claims process can be difficult, and the insurance adjuster might use questionable tactics to protect their bottom line. Our Callaway property damage lawyers have a history of winning, recovering over $26 million in compensation since 1995. Reach out to us today to begin your free consultation.
Our Callaway Storm Damage Lawyers Are There When You Need Us
GED Lawyers is committed to providing you with exceptional service, so much so that we are even available for weekend and evening appointments. We want you to feel at ease throughout the legal process, especially after experiencing the devastation of a storm.
Our firm serves those from all backgrounds. If you prefer to speak your native language, we have staff members who are fluent in Creole, Greek, Spanish, Portuguese, Arabic, Turkish, and Russian. On top of offering this individualized client care, our team can manage these aspects of your case:
- Investigate your claim
- Help you understand the terms of your insurance policy
- Protect you from any bad-faith tactics the insurance adjuster attempts to use against your case
- Compile evidence
- Hire subject matter experts to evaluate the damages your property sustained
- Prepare and submit your storm damage claim
- Negotiate a fair settlement
Our team holds mock trials, which isn’t something most law firms do. Although it’s rare, if your case has to go to court because your insurer employs bad-faith tactics, our Callaway personal injury lawyers are prepared to take that step and represent you before a judge.
Our Firm Handles Various Kinds of Storm Damage Claims
The effects of a storm can wreak havoc on your home and business. You could qualify for compensation if your property sustained damage from:
- Flooding: You could lose your appliances, carpeting, and other valuables from flooding in your home. Homeowners’ insurance does not cover damage from a flood. Instead, you would have had to buy flood insurance. Our Callaway flood damage attorneys can review your policies and determine your options.
- Roof leaks: During the storm, a pipe could have burst, or a tree might have fallen on the roof of your property, causing a leak.
- Wind: The National Severe Storms Laboratory (NSSL) says that winds from severe thunderstorms comprise “half of all severe reports in” all but two states. These winds can rip the branches off trees. They can also get so strong that they knock down trees and/or powerlines and even blow shingles off the roof.
- Fire: If downed powerlines, lightning strikes, or another storm-related event caused smoke and fire damage on your property, our Callaway fire damage claims lawyers can seek fair compensation.
If you are dealing with property damage from a hurricane, one of our Callaway hurricane damage lawyers can assist you with filing a claim.
How Much Our Callaway Storm Damage Attorneys Charge
It’s understandable for storm victims to feel unsure about hiring a lawyer, as many law firms might charge:
- A retainer fee
- Upfront costs
- An hourly rate
- Out of pocket
That’s not how we do it at GED Lawyers. We work based on contingency. That means we only receive reimbursement for our services if you receive compensation for your losses. Call our firm now to learn more about this payment structure. We don’t even charge for the initial consultation.
Typical Damages Available to Storm Damage Victims in Callaway
The financial award you may receive following a storm depends on the nature of the damage and the type of policies you’ve purchased. In many cases, our Callaway attorneys can help storm damage victims pursue compensation for:
- Cleanup costs
- Business interruption expenses
- Valuables damaged or lost
- Relocation costs
- Structural damage
Keep in mind that you have a limited time to file a storm damage claim with your insurance company. Florida Statutes § 627.70132 affirms that there is a strict time limit. In many cases, it begins on the day the storm makes landfall. If you don’t take action by the end of the deadline, you might run out of options for compensation.
If you involve our legal team in your case soon after the storm, GED Lawyers can help you avoid this outcome and submit your claim on time.
Tips for Dealing With the Insurance Company During a Storm Damage Claim
After a storm, it’s important that you take steps to protect the validity of your claim. Our property damage attorneys recommend you document all the damaged or destroyed areas of your property, such as:
- The windows, floors, and carpeting
- The walls and doors
- Valuables
- Appliances
- Electronics
If you’ve had contractors come and estimate the costs to repair and replace your belongings, make sure you have that information in writing. All of this evidence can help protect you from bad-faith tactics from the insurance company. For example, the adjuster might try to:
- Deny your claim without giving an explanation
- Delay paying out your claim
- Offer a low settlement
- Misinterpret the terms of the insurance policy
- Say you don’t have the right coverage for the damages
- Claim the evidence presented is insufficient
Our Callaway storm damage lawyers know how to get results. We’re able to achieve them because our team has experience going up against insurance companies that use questionable strategies. You can count on GED Lawyers to fight for what you need after enduring the consequences of a severe storm.
Reach Out to Our Firm to Start Your Callaway Storm Damage Claim Today
You have every right to recover compensation from your insurance policy after your property—be it residential or commercial—was damaged. The Callaway storm damage lawyers with GED Lawyers can lead your case and help you recover a proper payout from the insurance company. Contact our law firm today for more information.