As a medical provider, after treating car accident victims in Florida, you expect to receive payment from an insurance company. Unfortunately, some insurance companies do not follow through on their agreements, leaving you without payment fro your services.
At Ged Lawyers, our Lighthouse Point personal injury protection (PIP) lawyer has the experience and tenacity that allows us to take on the insurance company that is treating you unfairly. If you received an outright denial of your claim, or if the insurer simply isn’t paying the full amount that it should, we are ready to help.
Our Personal Injury Protection (PIP) Attorneys in Lighthouse Point Always Have Your Best Interests in Mind
Receiving a denial of your claim can be an extremely frustrating process. You may not feel like you have time to argue with the insurance company over this type of claim, especially when you are trying to help accident victims receive the medical care and support they need.
Insurance companies know that they can maximize their profits by paying as little as possible in settlements. Consequently, they occasionally will try to deny claims that you know you deserve to have. If you, as the medical provider, refuse to fight them, the insurer gets to keep the money you should have, and it increases its profits.
When you hire our Florida personal injury protection (PIP) lawyer to represent you, we take over all negotiations with the insurer. This gives you the time to focus on the medical care you are providing. Let us handle the legal process, so you can do what you do best.
Insurers Have Lawyers on Their Side, and Ged Lawyers Evens the Playing Field
You certainly have the right to try to represent yourself when seeking PIP payments from an insurance company that originally denied your claim. Understand, however, that insurance companies often are large corporations that have many attorneys available to represent them. It’s challenging for you to go up against the insurer and its team of lawyers.
When you hire our Lighthouse Point PIP attorneys to represent you in this type of claim, we give you a chance to fight back on even terms. Through our collective decades of helping victims who are battling unfair insurers, we know the techniques insurers use. We then can form a strategy that counteracts those techniques, seeking to win the payment you deserve to have.
Our PIP Lawyers in Lighthouse Point Help You Understand Each Step of the Process
As a medical provider, you may be dealing with a rejection of your personal injury protection claim for the first time. You may be unsure quite how you should proceed.
When you hire Ged Lawyers to represent you, we understand the importance of speaking with you and explaining the entire process. We never want our clients to be wondering what is happening or why we are suggesting a certain strategy. Timely and thorough communication with our clients is extremely important to our entire team.
We will give you advice and make suggestions on how we believe we should attack the case. We know the importance of being on the same page with you, and the final decision always rests with you.
What Is PIP Coverage?
According to the Florida Highway Safety and Motor Vehicles Department (FLHSMV), anyone who registers a vehicle with four wheels or more in the state must carry PIP insurance. This requirement is part of the Florida Motor Vehicle No-Fault Law.
PIP coverage is a part of auto insurance that covers medical bills after the driver or passengers suffer injuries in an accident. It also covers wages the driver is unable to earn while recovering. Payments under PIP insurance coverage should happen regardless of which driver is at fault for the accident.
Limits on PIP Coverage for Medical Providers
As the medical provider who is treating someone injured in a car accident, you should focus on the benefits under PIP related to medical costs. There are a few limitations related to PIP’s medical coverage that medical providers should understand.
- Victims must receive medical care within 14 days of the accident
- Coverage under PIP must provide at least $10,000 in benefits
- PIP insurance provides coverage for 80% of medical bills if the victim suffered a medical emergency
- If the victim suffered a medical emergency, the benefits could be the policy limit
- If the victim did not suffer a medical emergency, they recovery amount is limited to $2,500
Although Florida state law requires drivers to have a minimum of $10,000 of PIP insurance coverage, some drivers choose to purchase a policy that has more coverage. If you’re treating someone with a higher policy limit, the amount you, as a medical provider, can receive under PIP could be more than $10,000. Our Lighthouse Point PIP lawyer can help you understand which limits apply.
Trust Our Personal Injury Protection Lawyers in Lighthouse Point to Figure Out Why the Insurer Is Rejecting Your Claim
Because the team at Ged Lawyers helps many medical professionals with their PIP claims, we understand that insurers have a lot of reasons for denying your attempt to receive payment under PIP. Some of the reasons insurance companies reject claims from medical providers under PIP include:
- The injured person fails to seek treatment for injuries quickly enough after the accident.
- You are seeking payment for a procedure not covered under the policy.
- You are seeking payment for medical care for injuries other than those caused by the accident.
- You are using an incorrect medical code for the treatment being provided.
- Required information about medical care is missing from the claim.
Our job when representing you is to produce facts that show why the denial of your payment was in error.
Work With Our Lighthouse Point Personal Injury Protection (PIP) Attorney Today
At Ged Lawyers, we frequently represent medical providers who find themselves fighting for the PIP benefits they should have. Unfortunately, this type of situation happens far more often than it should.
If you are facing a situation where you are not receiving the PIP benefits owed to you, contact our Lighthouse Point personal injury protection (PIP) lawyer today for a free consultation.
