When an individual pays an insurance carrier for coverage, their policy is a contract between the two parties. If the insurer refuses to uphold this contract, drags its feet, or denies a claim for no good reason, this is considered acting in bad faith.
A Panama City personal injury lawyer from Ged Lawyers can help you understand your options and seek compensation based on your case facts. You have a right to hold your insurance provider accountable for the coverage promised in your policy. Let our legal team help you get it. Contact us today for a free case consultation.
What Damages Can Our Panama City Bad Faith Insurance Lawyer Recover for a Client?
Whether your claim is based on a personal injury, property damage, or another type of loss, your insurance carrier has an obligation to uphold its end of the deal and pay for the covered losses. A policyholder who needs compensation and has insurance to cover their damages should not have to fight for the money they deserve.
When our Panama City bad faith insurance attorneys handle a case, we pursue damages that include the following:
Contractual Damages
These are the damages you should have recovered in the initial claim, plus interest. What these damages cover will depend greatly on the type of case you filed. For example, the coverage provided by a property damage policy is much different from that available in a car accident claim.
Extracontractual Damages
These are the damages you incurred because of the insurance carrier’s bad faith. They could include emotional distress, additional economic expenses and losses, and your attorney’s fees.
How a Panama City Attorney From Ged Lawyers Will Handle Your Bad Faith Insurance Case
At Ged Lawyers, our attorneys deal with insurance companies and adjusters every day. Often, we negotiate fair settlements with them and win cases for our clients. However, things do not always go smoothly. When the insurance carrier refuses to respond to a claim appropriately or provide the coverage promised, we may need to pursue a bad faith insurance case against them.
If you are struggling to get your insurance carrier to cooperate with your claim, our team is here to help you. We can also help you if you are filing a third-party claim based on someone else’s insurance policy, such as if you were hurt on their property or suffered serious injuries in a crash they caused. We will handle your case while you focus on healing.
When you trust our Panama City, FL, legal representation with your case, you can expect our team to:
- Answer your questions and provide regular case updates
- Manage the communication with the insurance carrier and other parties
- Review and analyze your policy and the coverage available
- Investigate the initial incident and document your covered losses
- Negotiate with the insurance carrier about the case
- Provide all required notifications and paperwork necessary
- Navigate the case on your behalf, including filing a bad faith lawsuit if necessary
Our lawyers work on a contingency-fee basis. We will begin work on your bad faith insurance case with no upfront fees. You only pay us if we win your case. Connect with our team today to learn more during your free case consultation.
Our Panama City, FL, Lawyers Understand How to Identify Insurance Bad Faith
Under Florida’s Insurance Code, insurance carriers must uphold certain legal and ethical rules or face consequences. This includes conducting a timely investigation and providing the coverage promised in your policy. Some examples of insurance bad faith include:
- Improperly denying a valid claim
- Failing to offer a reasonable settlement
- Failing to investigate a claim
- Lying about coverage or using contractual language to mislead
- Dragging their feet in managing your claim
An insurance company can act in bad faith in almost any type of claim, but two of the most common that occur in Panama City, FL, include property damage and car accident claims. Our team can assess your situation and determine how we can help you.
If you are having a problem with an insurance company, we may be able to help you even if they are not acting in bad faith. For example, we handle third-party personal injury claims for many clients. Contact our team today to learn more.
How Our Panama City Bad Faith Insurance Lawyers Fight for Justice
Hiring a lawyer to manage communication with an insurance carrier can help move your claim forward. Sometimes, we can negotiate a fair settlement with an insurer that has been dragging its feet for months.
A lawsuit against the insurance carrier is sometimes necessary to get the payout our clients deserve. Our bad faith lawyers know how to handle this process, prepare and file the paperwork, and represent our client to the judge and jury if necessary. When these cases go to trial, the jury decides if the insurer was acting in bad faith and how much they owe the policyholder, if anything.
When Should You Hire a Panama City, FL, Insurance Bad Faith Attorney?
We encourage you to connect with our team as soon as you run into a problem with your insurance company. If they continue to delay consideration of your claim, refuse to return calls, or deny a covered claim, it is time to act. We can help you understand your policy and fight for the money you deserve.
Discuss Your Insurance Claim and Related Issues With Our Law Firm for Free
Ged Lawyers provides free consultations for those who are struggling to get the money they deserve from their insurance carrier. Our Panama City bad faith insurance lawyer may be able to help you close your case and recover fair compensation.
Contact us now online or by giving us a call. We have someone available to discuss your case during a free initial consultation.
