On August 5, 2024, Hurricane Debby made landfall along Florida’s Gulf Coast, prompting Florida Gov. Ron DeSantis to declare a state of emergency for 61 counties. As of Aug. 6, the Category 1 storm had killed at least four people and damaged hundreds of homes and cities across the state.
Coping with the aftermath of a natural disaster like Hurricane Debby is difficult enough without also having to deal with your insurance company. The disaster recovery lawyers at Ged Lawyers can file an insurance claim on your behalf for the money you need to repair or rebuild.
Our team of Florida attorneys is there when you need us, even on weekends and evenings. We understand what you are going through and will do everything possible to make things easier for you and your family. Call for a free consultation today.
How Much Damage Did Hurricane Debby Do?
Hurricane Debby made landfall on Florida’s west coast on Monday, August 5, 2024. At that time, according to the National Hurricane Center (NHC), the storm had maximum sustained winds of 80 miles per hour and was moving at 10 miles per hour. This is in addition to high seas and heavy rainfall.
What does all of this mean for Florida homeowners?
- Winds and gusts of that intensity can tear roofs off homes, uproot trees, knock down powerlines, and carry debris through the air at a devastating force.
- Heavy rains caused massive flooding, sweeping cars, mobile homes, and houses. Even structures that survived suffered damage from water and mud.
- Hurricane Debby was a very slow-moving storm, so the areas it hit had to endure prolonged periods of strong winds and torrential rains that did more damage than if the storm had passed through quickly.
- Areas along the coast also had to cope with storm surges that could destroy property and carry it out to sea.
If You Suffered Property Damage in Hurricane Debby, Our Attorneys Can Help
The Hurricane Debby property damage claims lawyers at Ged Lawyers are all too familiar with the damage and chaos that a natural disaster like Hurricane Debby can inflict. We know how difficult it can be to deal with insurance claims while trying to cope with the aftermath of a storm. We want you to focus on rebuilding your life and leave the legalities to us. Our lawyers will pursue the compensation you need to feel secure again.
We speak English, Spanish, Arabic, Turkish, Portuguese, Greek, Russian, and Creole and are here to help. Call today for your free case review.
Do You Qualify for Compensation After Hurricane Debby?
Florida’s strict laws regarding recovery from hurricane damage can make it harder for some people to recover fair compensation after a devastating event like Hurricane Debby.
Ged Lawyers can assist your family by:
- Reviewing all of your homeowner’s insurance policies
- Helping you assess the damage to your home, including damage caused by rain, floodwaters, or wind
- Collecting evidence that proves your property damage is covered under your insurance policy or policies
- Communicating with the insurance adjusters on your behalf, including presenting evidence and negotiating for a fair settlement
- Determining the reason behind any claims denials and fighting back
- Following up with the insurer if there are any unreasonable delays
- Making ourselves available to answer all of your legal questions with prompt and helpful information
Getting Legal and Financial Help in the Wake of Hurricane Debby
We realize that you are likely feeling scared and sad. You might even feel hopeless or angry if your insurance company is treating you poorly when you have already endured so much.
The hurricane property damage attorneys at Ged Lawyers can help you pursue all of the money you need and deserve, including compensation for:
- Damage to the foundation or structure of your house or other buildings on your property (e.g., a shed)
- Damaged or destroyed furniture, appliances, and personal belongings
- Broken windows
- The cost of clearing away debris or addressing flood and mud damage
- The cost of living elsewhere until your home is habitable again
Does Your Homeowners Insurance Cover Damage From Hurricane Debby?
This is a critical question. Our property damage claims law firm in Florida can work with you to find the best way to pursue compensation based on your coverage. We address questions like:
Does Your Insurance Policy Include Hurricane Coverage?
Since Florida is so susceptible to hurricanes, our state has unique and stringent hurricane insurance coverage rules. Our property damage attorneys will review your policy, identify what is covered and what is not, and advise you on the best course of action.
Did Rain or Wind from Hurricane Debby Damage Your Home?
As explained by the Florida Chief Financial Officer (CFO) website, hurricane coverage only applies to wind damage. For example, if the wind causes a tree to fall onto your roof, all damage associated with the fallen tree—including water damage caused by rain falling into your home through the hole in the roof—may be covered by your insurance policy.
However, if water flooded and damaged your home, our flood damage lawyers would have to seek compensation through your FEMA flood insurance policy. Many homeowners are unaware that flooding is covered by a separate policy and only find out when a disaster hits and are denied coverage. Sadly, at that point, it’s too late to purchase flood insurance to cover their past losses.
A property damage attorney from our firm can review your policies to ensure you have sufficient coverage and help you recover the maximum compensation to which you are entitled.
When Did Your Hurricane-Related Property Damage Occur?
Florida’s hurricane coverage policies also come with a deadline. Hurricane coverage applies to damage caused by the storm starting from the first issuance of a hurricane watch or warning and ending 72 hours after the last watch or warning. To get paid under your hurricane coverage policy, you must prove that the damage occurred within that timeframe.
Ged Lawyers can help you prove you are eligible for hurricane coverage. Alternatively, we can prove you are eligible for payment under another policy, such as flood damage insurance.
Let Our Property Damage Lawyers File Your Hurricane Debby Claim
Ged Lawyers recognizes that this is one of your life’s darkest, most difficult days. Our Hurricane Debby property damage claims lawyers want to help by filing your insurance claim and fighting hard for a fair payout—all at no upfront cost to you. Call our firm now for a free, no-risk consultation.
