A windshield is often the only thing standing in the way of you being seriously injured while driving. As the only barrier between you and debris such as rocks and blown-out tires, it is critical to being able to drive safely. When your windshield shatters, either due to a crash or debris, you count on …
Hurricane Season is Here: Are You Prepared?
Hurricanes are an incredibly destructive force of nature, and, depending on where you are located, you may be particularly vulnerable to the financial and physical devastation that they can cause. Last year alone there were 20 separate hurricanes that each resulted in over $1 billion in total damages. While it may be impossible to avoid …
Will insurance companies pay for windshield damage from weather
In Florida, a new insurance law now covers windshield repairs for drivers. This law was put into place to ensure that drivers get important windshield replacements so they are not driving with unsafe cracked or otherwise damaged windshields that may cause accidents. If you are a Florida driver with the appropriate insurance coverage, not only will the …
Why is it important to have uninsured motorist insurance in Florida
While drivers in Florida are required by law to have specific minimum insurance coverage on their motor vehicles to drive here, the fact remains that many drivers in Florida are uninsured. While having uninsured motorist coverage is not mandatory, it is a good idea for drivers to pay the extra small premium to ensure against …
Tampa Auto Glass Owners Are Litigating to Get Paid for Windshield Replacements
Windshield damage, while a common occurrence, is more than just a cosmetic repair. A cracked or chipped windshield can impact a windshield’s structural integrity, cause dangerous shattering, and even inhibit the support needed for safety equipment such as airbags. Consequently, Florida has enacted legislation allowing properly insured drivers to get their damaged windshield replaced through …
Florida PIP Bill Vetoed: What It Means
Florida is one of only 10 states in the nation to have personal injury protection (PIP) as part of its auto insurance coverage. Designed to give injured motorists and passengers up to $10,000 in immediate funds, rather than forcing them to establish liability through the court system, PIP coverage is mandated for all Floridians purchasing …
Hurricane Elsa: Its Impact on Florida
Tropical Storm Elsa formed on July 1, 2021, making this tropical storm the earliest to form in the storm season, since satellite records of these events began. Elsa developed unusually far south and east at this point in the hurricane season. She became a Category 1 hurricane not long after and destroyed parts of Barbados …
Understanding What Your Commercial Property Insurance Covers
The property where you conduct business is a valuable asset. Like residential real estate properties, commercial properties can appreciate over time and bring revenue to your business. Unlike residential real estate; commercial property exposes to you more liability and risk. It’s important not only to understand what your commercial property insurance covers, but also to …
Know Your Policy – Navigating Window, Roof, and Storm Commercial Property Insurance Claims
Spring is a busy time for commercial property insurance claims. As a business owner, a sudden storm can throw a wrench into your day-to-day operations. Knowing what is in your policy and the commercial property insurance claims process is essential if you have to submit a window, roof, or storm damage commercial insurance claim. What …
5 Types of Commercial Property Damage Claims
Both small and large business owners often take out insurance policies to cover their brick-and-mortar establishments. Commercial property insurance of this kind is a great way to protect against unexpected property damage in the future. However, it can be easy for business owners to quickly forget the details of their policies, as the demands of …
