When an Amazon delivery person causes damage to your property, knowing how to handle the claims process is crucial. This article will guide you through the steps needed to effectively report and manage property damage inflicted by an Amazon driver in Florida. Additionally, we will explore when it might be beneficial to seek legal assistance …
What to Do If Your Hurricane Damage Claim Is Denied
Hurricanes can leave a trail of devastation, making insurance claims critical for recovery. These claims provide financial relief to rebuild and repair homes, replace belongings, and cover temporary accommodations. However, navigating the insurance claim process isn’t always straightforward. Claims may be denied for a variety of reasons such as lack of coverage, missed deadlines, or …
Why Would a Water Damage Claim Be Denied?
Water damage, a prevalent issue for homeowners, stands as one of the most frequent claims filed under home insurance policies. Despite its commonality, the journey from filing a claim to receiving compensation is fraught with complexities, often culminating in denials that leave homeowners in distress. The heart of the matter lies in the intricacies of …
Does Boat Insurance Cover Hurricanes?
Boat insurance does often cover hurricane damages and losses, but it is important to know the details of your insurance policy. Your insurer may be financially responsible for damage caused by wind, rain, and debris. Considering the substantial cost of most boats, you may be entitled to a large financial recovery. Interpreting insurance policies and …
How to File a Wind Damage Insurance Claim in Florida
It is important that you know how to file a wind damage insurance claim in Florida, as such a claim may be the most immediate path to compensation. Your first step is contacting your insurer and disclosing the damage to your property. Then, you will file a formal claim, which you may do through a …
How to Claim Flood Damage in Florida
You can claim flood damage in Florida by immediately connecting with your insurance provider to let them know about the damage. You can also work with a Florida flood damage lawyer for guidance throughout your claim. Damage from flooding can be extensive and costly. If you purchased flood insurance to protect your home or business, you …
Florida’s Property Insurance Special Session Changes
State lawmakers are in a special session to see what they can tweak in the property insurance world to make life easier for insurance companies. There are several potential changes scattered throughout the Senate and House proposed bills. Still, it boils down to this big one — Jimmy Patronis, Florida’s CFO, has a bee in …
Four Ways to Maximize Your Homeowner’s Insurance Claim
If your home suffered damage due to a fire, hail, wind, or any other natural disaster, you can file a claim with your homeowner’s insurance company. That does not mean they will not try to undervalue or deny your claim, though. An insurance claim can be tedious, especially if the damage was extensive, but there …
How Long After a Hurricane Can You File a Claim?
In Florida, you typically have two years to file a standard hurricane insurance claim and three years to file a supplemental claim, according to Florida Statutes §627.70132. The clock on these claims starts after a hurricane makes landfall. This deadline has a few caveats, though. What Is a Supplemental Claim? Supplemental claims add on to …
What Are Additional Living Expenses Under a Homeowner’s Policy?
Additional living expenses (ALE) refer to any expense you incurred as a result of home-related damages. For example, these expenses may relate to costs for living in a temporary residence, like a rental home, while repairs are being done on your house. You would not have had to pay for rental costs if your home …