Property Damage - Page 5

According to the Journal of Environmental Management, cast iron pipes last about 80 to 100 years. Unfortunately, in coastal areas with subtropical climates, like many communities across Florida, these environmental conditions can also shorten the lifespan of cast iron pipes considerably. Failing cast iron pipes can be extremely costly, and insurance companies might fight property …

Homeowners insurance and business insurance policies do generally cover lightning strikes, but there are exceptions to this general rule. Even if there is clear evidence of lightning-related damage to your home or business, an insurance company may try to avoid paying the settlement you deserve.  If a policyholder does not fight for the money they …

If your Hurricane Ian claim was rejected, you may be able to file an appeal, negotiate with your insurer, or request an appraisal. You may even decide to file a lawsuit to get the money you need after the hurricane.  Our Hurricane Ian property damage claims lawyer can help you do this. We can speak …

Your insurance may cover hurricane flood damage, such as flood damage from Hurricane Ian. However, our firm will have to look into it. Flood damage is a policy separate from homeowners and hurricane insurance policies. One of our lawyers can check if you have an insurance policy with flood damage coverage. Your lawyer can also …

Whether or not your homeowner’s insurance will cover hurricane damage claims depends on the policy you purchased. Homeowner’s insurance covers some hurricane damage claims in Florida.  Basic homeowner’s coverage will help you in the case of wind damage caused by hurricanes. However, it might not cover other hurricane damage such as flooding. Our Florida property …

If Hurricane Ian has hit your property, you may no longer have a home or other property due to the intense flooding and winds. This can be devastating and costly, but the first thing you should do to recover compensation is to file a property damage claim.  Our Hurricane Ian property damage lawyers at Ged …

Your car insurance may cover hurricane damage, but it depends on your policy.  How do I Know if My Car Insurance Covers My Damage? Florida Statutes § 627.7407 requires all Floridians to have a minimum of $10,000 in personal injury protection, often called PIP, and $10,000 in property damage liability coverage. It is important to …

It is critical that you know how to file a property damage claim properly, because insurance companies may try to deny or underpay your claim. Hiring a lawyer may be the surest way to file your property damage claim properly.  Filing a claim generally involves documenting your damages. You’ll also need to contact the insurance …

Insurance companies may deny fire claims because: They say that the insurance coverage you’re relying on doesn’t apply to the fire damage. They claim that you, or someone else, set the fire intentionally. They claim that the damages you’re seeking coverage for were not caused by this specific fire. They claim that defective design of …

It can be frustrating when you receive a water claim damage denial. As a homeowner, you believe you are doing the right thing, protecting your home by purchasing a homeowners insurance policy.  You feel like this is a contract, you pay a monthly amount, and the company will protect you if anything goes wrong.  You …