In the aftermath of Hurricane Ian Florida residents and their homes have been affected. Residents need security and reassurance that they’ll be covered by their insurance company. But insurance companies are rarely on your side when you’ve suffered losses. A property damage attorney can help fight for your compensation.
At Ged Lawyers, we understand the frustration that Florida residents have to go through each year when hurricane season arrives. We have years of experience with property damage claims from hurricanes like Hurricane Ian. Our Hurricane Ian property damage claims attorneys can defend you and be by your side when you have to face the insurance company.
Know What Your Insurance Covers
One of the most important aspects of a Hurricane Ian property damage claim is to first know what your insurance covers. While all insurance policies are different, there are a few that have some similarities that can help you know what is covered in a hurricane:
Homeowners Insurance
If the hurricane damaged your home, most homeowners insurance policies in Florida will cover hurricane damage. However, each insurance policy is different, so we recommend that you read your homeowner’s insurance policy.
It’s important to know that most homeowners insurance in Florida does not cover damage to your home that was caused by storm surge or flooding that occurred as a result of a hurricane. To recover damages for this type of property damage from your insurance company, you must purchase flood insurance.
Car Insurance
If your car was damaged by Hurricane Ian, the standard personal injury protection insurance (PIP) that all Florida drivers must purchase will not be enough to cover any damage done to your car as a result of a hurricane. To receive coverage from your insurance company, you must have collision coverage or comprehensive coverage.
These two types of coverage can cover damage caused to your car from falling debris, flood damage, and strong winds, which can all occur in a strong hurricane like Hurricane Ian.
If you are unsure or need help determining if your insurance covers property damage, we encourage you to contact your insurance company. Then, if your policy applies to the situation, one of our Hurricane Ian property damage claims lawyers can tell you if you have a case.
Don’t Wait to File Your Hurricane Damage Claim
After your home has been hit by Hurricane Ian, it may be difficult to know what to do next. Amid high emotions and contacting family members to see if they are okay, it can be an overwhelming time.
After you know that your loved ones are safe, you should file a hurricane damage claim. In Florida, after your home and other property, such as your car, are damaged in a Hurricane, you only have three years to file a claim. This can seem like a long time, but the sooner you file, the quicker you’ll be able to start working with a Hurricane Ian property damage claims attorney.
By working with one of our compassionate lawyers in Florida, we can help you make sure that you have a valid claim and that you are eligible for compensation. We can also help you make sure that you are filing the right claim so that you can get the compensation you need.
Know What to Do if Your Insurance Company Denies Your Claim
If you read your insurance policy and filed your claim on time with all the necessary paperwork, but your claim was still denied, you aren’t the only one. Insurance companies are always against you, especially when a natural disaster like Hurricane Ian Strikes.
When your claim is denied, you should contact a lawyer so that you have a professional by your side who can negotiate with the claims adjuster. With the help of a Hurricane Ian property damage lawyer, you can fight for the compensation you qualify for. When you work with us, we can accompany you and defend against all the tactics that insurance claim adjusters try to use.
We Can Fight for You
Our lawyers have years of experience fighting for hurricane victims in Florida who have lost their homes that held some of their most prized possessions. Aside from our professional experience, we are compassionate and truly care about getting you the compensation you qualify for.
We can help you file a lawsuit and take your claim to court to fight for compensation.
Our passion inspires us to work hard, gather the right evidence, fend off insurance claim deniers’ tactics and help you heal from your loss.
Contact Ged Lawyers to Start Fighting for Justice
If Hurricane Ian hit your home and destroyed your property and your insurance company denied your claim, our team at Ged Lawyers is here to help. Our Hurricane Ian property damage claims attorneys have the necessary experience and resources to help you recover the compensation your insurance company refuses to give you.
To speak with one of our attorneys or get a free case review, call us or fill out the contact form on our website.
