Hurricane Milton has already been called one of the strongest storms ever recorded on this side of the world. The damage it caused will take months or more to repair. If your property was damaged or destroyed during Hurricane Milton, you are not alone.
We know that this time is terrifying, stressful, and challenging, but our Fort Myers Hurricane Milton property damage lawyers will do everything we can to make this process as straightforward as possible.
Get help from the disaster recovery lawyers at Ged Lawyers today.
LISTEN TO OUR HURRICANE MILTON PROPERTY DAMAGE PODCAST – Fort Myers Ep.2
Join us for the Hurricane Milton Property Damage Podcast, where we dive into the aftermath of Hurricane Milton, share real-life stories from affected property owners, and offer expert advice on recovery and rebuilding. Stay informed, stay prepared, and discover the steps you can take to protect your home and business. Don’t miss out—tune in now!
Our Lawyers Can Help You File a Property Damage Claim After Hurricane Milton
According to the National Hurricane Center, the west coast of Florida is estimated to see winds up to 110 miles per hour and up to 15 feet of storm surge in certain areas. This can wash vehicles away, flood homes and businesses, and damage the structure of buildings. Even without storm surges, a hurricane of this magnitude can uproot trees, topple buildings, and send debris from Hurricane Helene flying into homes and businesses.
Hurricane Milton also caused destructive tornadoes to sprout up all over Florida.
If your property was damaged in Hurricane Milton, you don’t need to handle the insurance claims process alone. Our Fort Myers property damage lawyers can handle all the following:
- Reviewing the language of your property insurance policy(s) to ensure you understand what is and isn’t covered
- Collecting evidence to link the damage your home or other property sustained to Milton
- Handling the paperwork for your property damage claim
- Managing all communication with the insurance company to keep you from saying something that may jeopardize your claim
- Ensuring that the adjuster has everything they need to accurately review your claim
- Protecting you from bad faith insurance tactics, such as delaying your claim, refusing to pay your valid claim, offering you much less than you deserve, and deliberately misrepresenting your policy
- Reviewing all offers to ensure they cover your losses/negotiating to ensure you get what you need
- Appealing the decision if your hurricane damage claim is denied
- Managing any deadlines
We can help you if:
- You lost your home.
- Your home or business sustained damage.
- You lost your business.
- Your home or business was deemed a total loss.
We can help you in English, Arabic, Creole, Greek, Portuguese, Russian, Spanish, or Turkish.
Losses Our Fort Myers Hurricane Milton Property Damages Can Help You Recover
According to CNBC, experts estimate that Hurricane Milton will cause $70 billion in damage in the Fort Myers region. Your losses will be specific to you and your property. However, we commonly help clients recover the costs of:
- Roof replacement
- Window replacement
- Replacement or repair of possessions (e.g., furniture, electronics)
- Rebuilding or repairing a home
- Water damage
- Wind damage
We have recovered over $26 million for clients since opening our doors in 1995.
Is My Loss Covered?
Unfortunately, getting the compensation you need for property damage is often easier said than done. These storms cost insurance companies millions (or even billions) of dollars; to protect their bottom line, insurers often make it difficult to get what you need.
Your insurance company may claim that your policy doesn’t cover the damage that you sustained. Our team can help you understand what your policy covers.
A hurricane policy only covers wind damage. Per Florida’s Chief Financial Officer, this means that damage from the following is typically covered:
- Rain
- Hail
- Sand
- Dust
It’s important to note that these are only covered if wind first “makes an opening” through which these can enter and damage your property. Also, note that your hurricane policy only covers damage that occurs within 72 hours after the termination of the last hurricane watch or warning.
Damage from flooding is likely NOT covered by your hurricane policy. You would need to go through your flood insurance policy to cover damage from storm surges or flooding.
Our team will review your policy(s) and ensure you understand the language within. We’ll determine exactly what your policy(s) covers and fight for every dollar you need. Give Ged Lawyers a call today to get started. We will advocate for you, ensuring the insurance company treats you fairly.
How Long do I Have to File a Hurricane Property Damage Claim?
It can take time to determine how much damage your property sustained in a hurricane. However, it is important that you act quickly to protect your rights. Per Florida Statute § 627.70132, you have one year to file a property damage claim.
If you choose to sue your insurer for breach of contract, you have five years, according to Florida Statute § 95.11.
Why You Want to Get Started Quickly
One year can seem like a long time, but evidence can disappear quickly. It can also take a lot of time to gather evidence, establish the extent of your losses, and determine what your repairs may cost. If you start too long after the hurricane has moved on, you risk recovering nothing.
We recommend that you get in touch with our Fort Myers Hurricane Milton property damage attorneys as soon as possible. We will handle all aspects of your case, including gathering evidence, filing paperwork, and managing deadlines.
Get Help from Our Fort Myers Hurricane Milton Property Damage Lawyers Today
Hurricanes and their aftermath are stressful and scary. Getting the coverage you paid for shouldn’t be. Unfortunately, this is rarely the case. Fortunately, you don’t need to handle this process alone.
If you live in or near Fort Myers and sustained serious property damage, our team is here to help. Call Ged Lawyers today to learn more about how our team can help you. The initial consultation is free.
