Florida law requires most Panama City, FL, car accident victims to turn to their Personal Injury Protection (PIP) insurance after a crash. This policy should pay for some of their medical care and other losses. Hospitals, urgent cares, and doctor’s practices depend on these insurance companies to pay them directly when they treat these accident victims. However, this does not always happen.
If your practice struggles to get the money you deserve from an insurance company, a Panama City PIP lawyer from our team can help. We only represent medical care providers in these cases.
A Panama City car accident lawyer from GED Lawyers can help you focus on treating patients while we fight to recover the money you practice earned. We have been helping clients secure payouts since 1995. Learn more today during a free consultation with our legal team.
Our Personal Injury Protection Lawyers Understand How PIP Claims Should Work
Those hurt in Panama City, FL, collisions seek medical care in emergency departments, urgent cares, family practices, and walk-in clinics. Their injuries can range from minor to catastrophic. When they seek care and file a claim, their no-fault auto insurance provider should pay their care provider for the services they provide.
Some of the Panama City facilities that may provide care for those injured in these collisions include:
- Ascension Sacred Heart Bay
- HCA Florida Gulf Coast Hospital
- HCA Florida Gulf Coast Primary Care
- Nation’s Best Family Health Care
- Emerald Coast Urgent Care
- TMH Urgent Care in Panama City
- PanCare of Florida
The medical professionals in these facilities, as well as at other clinics and private practices across the state, provide the necessary treatment in good faith that they will be paid. This should happen as long as:
- The party has a current PIP policy
- Their accident qualifies for PIP payment.
- They receive care within the first 14 days after the accident.
However, our Panama City personal injury lawyers have seen doctors and other care providers fail to get paid for their services by these insurance providers. We understand how frustrating this is and want to help you recover the money your practice earned.
Our Panama City PIP Lawyers Only Represent Hospitals, Doctors, and Other Care Providers
If you received a denial from a PIP insurance company refusing to provide compensation for the services you provided their policyholder, you do not have to deal with this issue on your own. A PIP attorney from our team can help you recover the money due.
We know it is critical for your practice to receive payment for the services you provide, including procedures, treatments, and hospitalizations. We will fight to get the reimbursement you earned based on the care you provided.
At GED Lawyers, we work based on contingency fees. Your clinic will not need to pay us upfront for the work we will do for you. We will deal with the insurance company while you focus on your work. We only get paid when you do. We are here when you need us and want to make this process easier for you.
Our Panama City PIP Lawyers Explain How the No-Fault Auto Insurance Laws Work
Our Panama City PIP Lawyers represent seriously injured car accident victims on a regular basis. This requires us to have a strong understanding of how the state’s no-fault auto insurance laws work. Florida Statute § 627.736 makes it mandatory for all drivers in the state to have no-fault auto insurance coverage, known as Personal Injury Protection policies.
When someone is hurt in a collision, they file a claim based on this policy. The insurance company gets their medical bills and pays the care provider directly, up to the policy limits. This is generally $10,000. This policy can provide coverage for a wide range of medical care and related expenses, including:
- Emergency transportation to the hospital
- Emergency department treatment
- Hospitalization
- Surgery
- Treatment
- Medication
- Follow-up care
- Rehabilitation
- Therapies
Our Panama City Lawyers Know the Most Common Causes of PIP Denials
There are some reasons why an insurance company might legitimately deny a PIP claim. This could occur because the patient missed the deadline to seek medical care. Sometimes, there is missing paperwork or an incomplete claim. Occasionally, the insurance company might allege fraud and have evidence to support its case.
However, our team of attorneys serving Panama City can often address the issues causing a denial or challenge the denial and get our clients paid. Some issues we can address with the insurance carrier include:
- It believes the treatments were unnecessary or prices unreasonable.
- It believes the injuries were not as serious as they seem.
- It does not believe the individual is covered by the policy in question.
- It requests an examination by an independent medical professional.
- It wants to interview one or more of the involved parties under oath, possibly including the doctor or another care provider.
When we cannot sort out the issues with the insurance company and get it to pay the money owed, we can file a lawsuit. Our Panama City PIP attorneys will take the insurer to civil court on your behalf and ask a judge or jury to award you the money owed.
It is important to note that PIP policies often cover others in addition to the policyholder. This could include their children, other occupants of their car who do not have their own policy or even pedestrians or cyclists hurt in an accident involving their vehicle.
When Should I Call a Panama City PIP Attorney?
Under Florida’s no-fault law, the insurance company must pay or deny a PIP claim within 30 days of receiving the bill. If it fails to do so, the medical care provider can take steps to recover the money owed to them. This could include demanding payment, having a lawyer reach out to attempt to secure the payout, or filing a lawsuit against the insurer in civil court.
Discuss Your Options with Our Panama City PIP Team
If you provided care to a PIP patient in Panama City and now their insurer is refusing to pay, reach out to our team. GED Lawyers is here to help. Contact us today to see how a Panama City PIP attorney can help you during a free consultation.
