Collisions with Uber drivers are as dangerous as any other accident. However, pursuing compensation when you are not at fault for the crash can be complicated. There are often multiple insurance policies providing coverage, and dealing with these carriers on your own can be too much for some people.
A Massachusetts Uber accident attorney could help you navigate the claims process and hold the negligent driver accountable for your accident. If your case is successful, your monetary award could cover things like your medical bills, lost wages, and mental anguish.
You Could Recover Damages Following an Uber Accident
Financial compensation is the result of a successful Uber accident case. The amount of compensation available to you will depend on a number of factors, including the extent of your injuries, whether the other party has insurance, and your degree of fault in the accident. Some of the types of damages you might be able to recover include:
Medical Costs
Your medical expenses might make up an important part of your Uber accident case. Often, any amount of medical care can be costly. Your successful civil case could help you recoup the cost of treatment like emergency room visits, pain medication, or surgeries.
Lost Wages
It is never easy to be forced to miss work. The sudden loss of your source of income can throw your entire financial situation into turmoil. This is common following Uber accidents involving significant injuries. If you are too hurt to work after your accident, replacing your lost wages could be possible through a civil suit.
Diminished Future Earnings
Even if you are eventually able to return to the workforce, your injuries could limit the type of work you are capable of performing. Damages could be available that make up the difference between your future wages and what you could have earned had you not been inured in an Uber accident.
Property Damage
If your vehicle was damaged in an accident with a negligent Uber driver, you could be entitled to compensation. Your recovery could pay for the cost of repairing your vehicle or even replacing it entirely. Whether or not your vehicle is replaced depends on if the cost of repairing it would be prohibitive.
Our Firm Could Help You Navigate Insurance Coverage
Most of the time, there are multiple insurance policies in play following a collision with an Uber driver. These policies could include the one you pay for yourself, but there could also be coverage from the Uber driver’s policy. Uber also insures their drivers under certain circumstances.
It is important to note that Uber’s insurance policies are secondary. That means you must generally exhaust any coverage from the other driver’s insurance before you can receive anything from a policy paid for by Uber. Our firm could help you determine coverage limits and aggressively pursue the outcome you deserve. The amount of coverage provided by Uber’s insurance policies will vary depending on the circumstances. Those circumstances include:
No Coverage
If Uber does not consider a driver to be in “driver mode,” the company does not extend liability insurance to them. Driver mode involves a driver that is actively using the mobile app to seek out new riders. Any driver that isn’t transporting a passenger or looking for one is not covered by the company policy.
This leaves injured parties seeking compensation directly from the Uber driver. Unfortunately, these drivers are also frequently uninsured or underinsured. This situation highlights the importance of UIM coverage in Massachusetts. UIM coverage could provide you with benefits when the other driver lacks coverage.
Some Coverage
There are other circumstances where Uber might provide partial coverage to you after a collision with one of their drivers. While this coverage is less than the full value of your policy, it could make a significant impact in your recovery.
This limited coverage is available when a driver is in “driver mode” but is not currently engaged in a ride. In other words, a person who is actively using the app to seek out a passenger but has not found one yet will receive this level of coverage.
Full Coverage
The maximum limit for a claim on an Uber policy is $1 million. This covers not only your bodily injuries but also your property damage claims as well. The full coverage offered by these policies is available from the point an Uber driver accepts a ride to the moment the passenger exits the vehicle at their destination. If an accident occurs at any point in between, up to $1 million in coverage could be available.
What Does an Uber Accident Lawyer Cost?
For some, the prospect of hiring an attorney to handle their Uber accident claim might seem unrealistic. Attorneys have developed a reputation for being expensive, and many accident victims face tight financial limits due to their injuries. It is important to note that you could pursue your claim with the help of an attorney without paying anything up front.
Our firm takes Uber accident cases on a contingency fee basis. This means we collect our fee by keeping a portion of anything we collect on your behalf. This arrangement works in your favor, as you will never pay any legal fees out of your own pocket unless your claim is successful. What’s more, you will owe nothing if we are unable to collect anything in your case. This approach gives you the opportunity to pursue your case without the financial risk.
You Could Be Entitled to Damages After an Uber Accident
Uber accidents can have traumatic results, but a successful injury case could help you return order to your life. By recovering compensation for your injuries, you could pay your medical bills, repair your vehicle, and secure the support you need to address any long-term consequences.
The attorneys at GED Lawyers understand how important your case is. A Massachusetts Uber accident lawyer from our firm could fight for the compensation you deserve. Reach out as soon as possible for your free initial consultation.
