Losing your home or business to a fire can be one of the most traumatic events you ever experience. If this was not upsetting enough, the insurance company you have paid premiums to for years might not honor your claim. Some insurance companies are known for rejecting or reducing valid claims to increase profits.
If you plan on filing a fire damage claim, you may not want to do so alone. Our Coral Springs property damage lawyers could help you estimate the extent of your damage and file a claim with your insurance company. If your insurance carrier refuses to treat you fairly, a Coral Springs fire damage claims lawyer at GED Lawyers is ready to help.
What Does My Policy Cover After Fire Damage in Coral Springs?
The coverage you are eligible for depends on your specific policy. A successful claim for compensation following a fire loss could cover the following types of damages:
- Home repairs or rebuilding
- Smoke and water remediation
- Soot removal
- Relocation expenses
- Personal item replacement
We have successfully helped many victims get the compensation they deserve. While our past success does not guarantee a certain outcome in your case, our case results speak for themselves.
How Can a Coral Springs Fire Damage Claims Lawyer Help You?
Our team at GED Lawyers could help with your homeowner’s insurance claim in several ways. The insurance claims process can be daunting, and navigating it alone could put your recovery at risk. Some of the ways a Coral Springs fire damage claim attorney at GED Lawyers could help you with your claim include the following:
Reviewing Your Insurance Policy
The specific terms of your insurance policy are important in the aftermath of a fire. The policy language will determine what damages are covered and the maximum amount the insurance company will pay. Our Coral Springs fire damage attorneys could identify any language in the policy that may work in your favor.
Documenting Your Losses
A successful fire damage claim may require extensive documentation. The insurance company will not simply take you at your word, so you will need evidence to establish the extent of your losses and an inventory of damaged or destroyed property. Your Coral Springs fire damage lawyer can help with this process.
Submitting Notices and Claims
The claims process starts with you. Until you formally notify the insurance company of your fire loss and file a claim, the company is not obligated to help you. A deadline may exist to file your claim, so it is important to avoid any delays. Our team can notify your insurance company of the loss and submit your insurance claim on your behalf.
Negotiating a Settlement
Some people assume the insurance company will make one offer on a fire damage claim, and you can take it or leave it. In reality, adjusters typically negotiate the value of these claims.
At GED Lawyers, we take pride in our track record of success in negotiating fair settlements in fire damage claims. We can pursue a favorable outcome even if the insurance company initially denied or devalued your claim.
What Does it Cost to Hire a Coral Springs Fire Damage Claims Attorney?
You can rest easy if you are concerned about affording the guidance of an attorney. Our Coral Springs property damage attorneys at GED Lawyers accept fire damage claims on a contingency-fee basis. This means that instead of charging you by the hour or asking for a cash retainer, we will work on your claim without charging you any upfront legal fees.
With a contingency fee agreement, we only get paid if we successfully help you resolve your insurance claim. We will keep a percentage of your settlement as your fee so that you never have to pay directly out of your pocket.
In the rare cases where we cannot recover compensation from the insurance company, we do not charge any fees. If you don’t receive compensation for your fire loss, we won’t receive compensation for our work on your case. This lets you pursue your fire damage claim without carrying any risks.
You Have Rights as a Fire Damage Victim
In Coral Springs, every homeowner has certain rights guaranteed by law. These rights protect you from bad faith actions by your insurance company after a fire or other catastrophic event.
The Florida Homeowner Claims Bill of Rights governs how the insurance company should respond to your claim. Specifically, it sets several deadlines the company must meet. For example:
- Your insurance company must acknowledge your claim within seven days of receiving it.
- If you file a written request, your insurance company must provide you with more information about your claim within 30 days of filing your Proof of Loss Statement. This includes confirming whether they will pay the claim in full, partially accept the claim, deny coverage, or request more time to investigate.
- The insurance company must send you full payment or a written denial within 60 days of filing your claim.
Let an Attorney Help You Secure Fair Compensation After a Fire in Coral Springs
If you are facing the aftermath of a devastating fire, you deserve to have an attorney on your side who understands the insurance industry. These claims can be successful, but getting the compensation you deserve can be tricky without assistance.
At GED Lawyers, we know what it takes to hold insurance companies accountable. We can negotiate with the adjuster to help you get a fair settlement offer. If the insurance company acts in bad faith, we can pursue legal action. Reach out to our team at GED Lawyers today for a free consultation to learn more about how a Coral Springs fire damage claims lawyer can help with your claim.
