Dealing with a fire loss is never easy. Homeowners and business owners generally carry insurance designed to ease the burden of cleaning up and rebuilding after these losses. However, there is no guarantee your insurance company will treat you fairly. Many insurers look at fire damage as an opportunity to avoid their obligation and pad their bottom line. The good news is that our fire damage claims lawyer could help you.
If you have experienced a fire loss, you do not have to deal with it on your own. Navigating the claims process can be difficult, especially when the insurance company is more concerned with their well-being than yours. Our Naples personal injury lawyers could help you seek the compensation you deserve.
Our Naples Fire Damage Claims Attorney Could Help With Your Case
When you work with the team at GED Lawyers, there are numerous ways we can help you seek fair financial recovery. We understand what it takes to build a successful fire damage claim, and we can use our experience to your benefit. Some of the ways we can help you include the following:
Documenting Your Damages
To begin the claims process, we must determine the extent of your damages. Our team can collect photo and video evidence that establishes the losses you suffered. We can also evaluate your financial losses, including the value of your belongings inside the building.
Evaluating Your Policy
It is important to understand all of the details of your insurance policy. The terms included in your policy are often complex and difficult to understand on your own. To fully comprehend the extent of your coverage, it is helpful to have an attorney help you review your policy in detail.
Negotiating Compensation
When you submit a claim with your insurance company, they will typically either respond with a settlement offer or reject your claim. This settlement offer is not a take-it-or-leave-it situation, however. You have the right to negotiate, and an attorney could help you secure the compensation you deserve.
Dealing With Denials
A denied claim can be frustrating. Thankfully, it does not mean your opportunity to obtain compensation has passed you by. Our attorneys could help you address your denied claim and get you the compensation you deserve.
What Does It Cost To Hire Our Attorneys Serving Naples, FL?
The expense of hiring an attorney might feel out of reach for you, especially after losing everything in a fire. The team at GED Lawyers understands the financial strain that can come with this situation, and we are proud to serve as advocates in fire damage cases without charging any upfront legal fees.
Instead of working by the hour or charging a retainer upfront, we take these cases on a contingency-fee basis. That means we only get paid once we win or settle your case. This gives you a risk-free opportunity to rely on experienced legal counsel for help with your claim.
Damages Your Policy May Cover After Fire Damage in Naples
It is helpful to remember that what your insurance company is required to cover depends on the terms of your policy. The specifics related to your coverage are important in the aftermath of a fire. Some of the things a policy might pay for following a fire include the following:
Repairs
Repairing the damage caused by the fire is often the priority for homeowners and business owners alike. This could involve replacing drywall, repairing holes in the room, or fixing other parts of the building that were damaged. In addition to the home or business, repairs could also be performed on outbuildings like storage sheds that were damaged in the fire.
Smoke Remediation
The immediate damage from a fire is only part of these losses. The damage caused by smoke should also be considered. Specialists can often address the damage and health issues that extreme smoke can cause.
Loss of Use
When property is damaged in a fire, it typically becomes unusable until repairs are made. Some policies provide compensation for the loss of use of the property during this time. For businesses, this can include the loss of revenue. For homeowners, this could include the cost of temporary housing.
Replaced Belongings
Fires can destroy more than the physical structure of a home or business. Fire damage can also result in the loss of your other property as well. Some insurance policies will pay for your property that was destroyed in a fire.
When Should You Discuss Your Case With a Fire Damage Claims Attorney?
You may want to consider hiring an attorney right away if your home or business was damaged in a fire. If you require fair compensation to rebuild, an experienced lawyer will know how to build your case. Without an attorney, you may face challenges when it comes to:
- Complex claims
- Large property losses
- Denied insurance claims
- Disputes over policy language
- Unreasonable settlement offers
When you have a lawyer on your team, you can leave the complexities of your case to them. An attorney from GED Lawyers could make sure the insurance company treats you fairly after you file your claim.
Let Our Attorneys Help With Your Naples Fire Damage Claim
The stress that comes with a fire loss can be overwhelming for you and your family. Dealing with an insurance claim on your own can only add to that stress. When you rely on the guidance of legal counsel, you could focus on getting your life back in order while leaving your claim to us.
The team at GED Lawyers is ready to stand by your side throughout the fire damage claims process. We work tirelessly to make up for the damage done by the fire and get you back on a positive path forward. Reach out to our team serving Naples right away for your free consultation.
