If your property in Lighthouse Point sustained damage, it could cost thousands of dollars to repair it on your own. Typically, you can file an insurance claim to cover your losses, but sometimes insurers don’t pay policyholders the money they deserve.
If the insurance company is acting in bad faith or denies your claim, a Lighthouse Point property damage lawyer from Ged Lawyers may be able to help you recover compensation. We can stand up against the insurance company and help you build a claim that proves you deserve compensation.
What a Property Damage Lawyer Can Do to Help You in Lighthouse Point, FL
Insurance companies are profit-driven, so it is not unheard of for them to offer low settlements or deny claims altogether to avoid making a payout that cuts into their own profits. However, your policy is a contract between you and your provider, so you have rights. You also have options to enforce the terms of your policy.
Hiring a lawyer to represent you sends a message to the insurance provider that you are serious about recovering compensation. Insurance companies generally want to avoid a jury verdict that would require them to make a larger payout. This is why most cases settle out of court.
There are also several other benefits to hiring an attorney to handle your property damage case in Lighthouse Point. If you hire our firm, you can expect us to:
- Investigate your claim
- Prove all instances of the insurance company acting in bad faith
- Review the terms of your insurance policy
- Gather evidence to support your claim
- Calculate the value of the property damage
- Communicate with the insurance provider on your behalf
- Negotiate a fair settlement
- File a lawsuit and present your case to a jury
We will guide you through the legal process and insurance system every step of the way using non-technical terms you can understand. Our firm will work to protect your rights and recover the compensation you require to pay your property damage expenses.
We Work With Property Damage Clients on a Contingency-Fee Basis
After your property suffers damage, you are likely overwhelmed financially. Our firm does not aim to make your financial burden even greater, which is why we charge you nothing upfront. When you hire us, we will work with you on a contingency-fee basis.
Our lawyers do not receive any payment from you until we win or settle your case. Then, we receive a percentage of your final payout as payment for our legal services. This allows you to avoid paying us out-of-pocket.
See What Former Clients Say About Our Team Serving Lighthouse Point
Our former clients leave five-star reviews after they work with our team. They say:
- “I was struggling trying to deal with our insurance company to obtain proper reimbursement from them for damages we suffered from after Hurricane Ian. I felt defeated! I hired Ged Lawyers to take over the claim and things are now starting to advance accordingly, finally I feel we can expect to be treated fairly!!! I’m confident with the guidance Ged is providing us and hopefully the insurance company will stop treating us unfairly!” – Alan
- “Knowledgeable, great communication, and friendly.” – Gina
Our Property Damage Lawyer May Be Able to Recover the Money You Need in Lighthouse Point
Insurance policies typically cover property damage and are a contract between the insurance provider and the buyer of the policy. When property damage occurs, you understandably expect the insurance provider to pay out your claim per the terms of your policy.
According to the Insurance Information Institute (III), the types of property damage your policy may cover include:
- Hurricane and storm damage
- Wind damage
- Fire damage
- Hail damage
- Lightning damage
- Any other disasters included in the policy you purchased
Most insurance policies in Florida must include coverage for damage resulting from windstorms such as hurricanes, which are common in the state. However, if you want coverage for flood damage, you generally must purchase a separate flood insurance policy.
You bought insurance so you and your family could be secure in the knowledge that your policy would cover a property damage claim should ever have to file one. Your insurance provider must honor the terms of your policy. However, sometimes it takes some pushback to persuade your provider to do the right thing. We encourage you to consult with a property damage attorney in Lighthouse Point if your insurance provider is acting in bad faith.
Your Insurance Provider Has Obligations Toward Policyholders Like You
You may think that insurance companies have the power to do anything they want, including treating you badly when the time comes for you to file a claim and for them to make good on it.
In Florida, insurance companies must settle claims in good faith, and they have specific legal obligations, including:
- Representing your claim and policy factually
- Communicating with you in writing in 30 days
- Providing you with a reasonable explanation for denying your claim
- Notifying you if more information is necessary to consider your claim
- Approving and issuing payment of your claim within 90 days
The terms of your policy spell out how much coverage you are entitled to receive for a claim and the conditions your claim must meet for approval. If you have a legitimate claim that meets the terms of your policy, the insurance company must pay your claim. If they deny it or drag their feet, you can enforce the contract by filing a lawsuit, which an attorney from our firm can do on your behalf.
Consult a Lighthouse Point Property Damage Lawyer Today
Dealing with the insurance company can be frustrating, but a property damage lawyer from our firm can take the burden off your shoulders and deal with your provider on your behalf.
A lawyer from Ged Lawyers is ready to talk to you about your case. To get started with a free consultation, please contact us today.
