When your home is damaged, you may be eligible to request coverage from your insurance company. This coverage can compensate you for clean-up and relocation expenses, in addition to repairing structural and interior damage to the home. Unfortunately, it’s easy to run into challenges during the claims process. Remember that you don’t have to figure everything out on your own.
A Coral Springs home insurance claims lawyer at our firm can be with you every step of the way and ensure the insurance company treats you fairly. We’re there for you when you need us, so you can count on us to provide you with the exceptional service you deserve. Call GED Lawyers today to find out more about what our Coral Springs property damage lawyers can offer you.
What Hiring Our Coral Springs Home Insurance Claims Lawyers Will Be Like
We value transparent communication at our firm, so there are no hidden or surprise fees. Our home insurance claims attorneys in Coral Springs maintain regular communication with our clients, up to and including making ourselves available for weekend and evening appointments as required.
GED Lawyers can take on all the responsibilities of your case. This way, you’ll have peace of mind knowing that your case is in good hands. We can handle:
- Reviewing and interpreting the language in your insurance policy
- Identifying which forms of coverage you qualify for
- Talking to the insurance company
- Compiling documentation and evidence
- Entering into settlement negotiations
- Taking your case before a judge if we cannot settle the claim
- Protecting you from bad faith insurance tactics
We think that everyone deserves to have access to legal representation. We make that easier for our diverse community in South Florida by having a multilingual staff fluent in Spanish, Arabic, Greek, Russian, Turkish, Creole, and Portuguese.
Our Coral Springs personal injury lawyers want our clients to be at ease as we fight for the results they deserve. Our client testimonials showcase our drive and commitment to this goal.
What to Do When Filing a Home Insurance Claim in Coral Springs, Florida
Various events could serve as the basis of your home insurance claim. Each policy has its own inclusions and exclusions, but they commonly cover losses from hurricanes, fires and smoke, vandalism and theft, thunderstorms, tropical storms, and damage from vehicles. To get fair compensation out of your claim, you will have to act promptly to:
- Report the incident to the Coral Springs Police Department if necessary
- Alert your home insurance company about the damage as soon as possible
- Try to make repairs (e.g., patch up holes in the walls or place a tarp over a leak)
- Take video and pictures of the damage as a whole and from various angles
- Hire a professional inspector to evaluate the damage and give you repair estimates
- Compile a record of the receipts, invoices, estimates, and other documentation of the damage
After we have gathered all of the required documentation, one of our Coral Springs attorneys can submit your claim. We urge you to call and get us involved soon after the damage occurs. Not only will it help us preserve the evidence, but it’ll also be easier for us to comply with the filing deadline.
According to Florida Statutes § 627.70132, in most cases, you must submit your claim within one year of the damage. Failing to abide by this deadline could keep you from obtaining any compensation from the insurance company. Reach out to GED Lawyers today to get started.
What Happens When Your Home Insurance Claim Isn’t Approved
Sometimes, the insurance company will deny or dispute a home insurance claim. The reason they give could be any of the following:
- Policy exclusions
- Different interpretations of policy terms
- Insufficient evidence
- Inadequate coverage
- Missed payments or deadlines
- Unmet deductibles
One of our attorneys in Coral Springs can review the insurer’s explanation for their denial and dispute of your claim. From there, we can gather additional evidence or speak to the adjuster for more clarification so we can resubmit and appeal the initial decision.
Denied Claims for Water, Fire, and Wind Damage to the Roof
Roof damage claims are among the most common kinds of property damage claims. Unfortunately, clients who sustained roof damage are all too often rejected unfairly. For example:
- It’s possible for the insurer to say that negligence, lack of maintenance, or arson was the catalyst for fire damage when, in reality, a natural event like lightning striking the home or a nearby power source sparked it.
- The wind could have been so strong that it blew off roof tiles or broke them completely, but the insurer may say that improper maintenance or wear and tear caused it.
- If there was heavy rain, the roof could have been susceptible to leaks. In that case, the insurer might assert that you weren’t well-prepared for the storm.
Alternatively, the insurance company could claim policy exclusion if a roof leak led to a flood. Home insurance doesn’t cover flooding, so you would need to file a claim under your flood insurance policy if your regular homeowners’ insurance refuses to pay.
A Coral Springs flood damage lawyer at GED Lawyers can go over all of your insurance policies and see which losses you can recover.
Partner With Our Coral Springs Home Insurance Claims Lawyers Today
If your home has been damaged or even destroyed, your insurance company is obligated to help you cover the resulting costs. If you’re having difficulty getting that coverage, a Coral Springs home insurance claims attorney from our team can step in and fight for you.
We are a law firm with a history of winning. Our legal team has been serving clients since 1995, and we’ve recovered more than $26 million in settlements and judgments. Get in touch with GED Lawyers today for a free consultation.
