If your home suffered damage or destruction by an event identified as a covered loss in your insurance policy, you do not have to pursue coverage on your own. Our Deerfield Beach home insurance claims lawyers can help you get compensation. We will examine your policy in detail, document your damage, and file the required claims forms and necessary evidence.
When our Deerfield Beach property damage lawyers represent you, we deal with the insurance company and its adjuster. We handle all claim-related communication, fight back against unreasonably low settlement offers, and appeal a denied claim on your behalf. Contact our team at GED Lawyers today. A team member will review your claim at no cost.
Our Deerfield Beach Home Insurance Claims Lawyers Can Deal with Your Insurer
Filing a claim with your homeowners’ insurance should not add to the frustration already caused by the damaging event. Our Deerfield Beach personal injury lawyers will take the burden of filing a comprehensive insurance claim off your shoulders by doing all of the following:
- Gathering new or supplemental evidence to support your claim
- Examining every page of your homeowners’ insurance policy(s)
- Managing all verbal, written, and electronic communication
- Negotiating fair and appropriate compensation on your behalf
- Representing you at every phase of a well-documented appeal
- Reporting the insurer to the appropriate agency, if warranted
- Identifying all covered losses per your policy’s guidelines
We also work hard to support our diverse community with a multilingual staff fluent in Spanish, Arabic, Creole, Greek, Portuguese, Russian, and Turkish. We also provide exceptional service, including evening and weekend availability, so you can get answers when you want them.
Is it Worth Hiring a Home Insurance Claims Lawyer in Deerfield Beach?
Managing the various aspects of a home insurance claim on your own can be challenging and stressful. You can get legal guidance and support without paying a large retainer or any upfront fees at all.
Instead, our law firm will accept your case on a contingency fee basis. We will cover all the costs of preparing your claim and only receive compensation after we recover it for you. Plus, our no-fee-unless-we-win policy means you will not owe any fees if you do not get compensation from your insurer.
Property Damage Claims Our Deerfield Beach Home Insurance Lawyers Accept
Homeownership is rewarding in many ways, but property damage claims can quickly become a major source of stress. You deserve the protection of your insurance policy when you need it, and you have the right to seek help with your claims. Our home insurance claims legal team includes:
- Deerfield Beach fire damage claims lawyers
- Deerfield Beach storm damage lawyers
- Deerfield Beach wind damage lawyers
- Automobile hurricane damage lawyers
- Cast iron pipes lawsuit lawyers
- Condo hurricane claims lawyers
- Mold damage insurance claims lawyers
- Roof leaks damage lawyers
- Window leaks damage lawyers
When you choose GED Lawyers for personalized legal service and support, you also get a law firm with a history of winning. Our track record of success includes more than $26 million in recovered damages.
We will Take on Your Home Insurance Claim Dispute or Appeal
Insurance companies can deny claims for many reasons. Finding out why your claim was not approved is key to filing an effective appeal. Common reasons for denied claims include:
- Uncovered losses, which means the damage to your home is a named exclusion
- Lack of coverage for that particular loss
- Lapsed policy
- Late claims or appeals
- Pre-existing damage, meaning that the damage to your home pre-dates your policy
- Inadequate evidence, if your claim lacks sufficient proof of damage
- Policyholder negligence, if the damage was the result of homeowner neglect
- Bad faith insurance tactics, as outlined in Florida Statute § 624.155
We also dispute claims rejected due to typos and other human errors and hard-to-prove claims like roof damage caused by:
You do not have to accept a lowball settlement offer or an outright denial without fighting back. Contact our GED Lawyers consultation team to learn more about how hard our Deerfield Beach home insurance claims lawyers will fight for the compensation you need to start putting your home and your life back together.
What You Need to Know About Deerfield Beach Homeowners’ Bill of Rights
The state of Florida has a Homeowners’ Bill of Rights (Florida Statute § 627.7142) that protects you from unscrupulous insurance companies. Some of these rights include the following:
- Your right to the acknowledgment of your reported claim within 7 days of its submission
- Your right to the acknowledgment of the receipt of your Proof of Loss statement within 30 days of its submission
- Your right to payment of your claim or notice of denial within 60 days
- Your right to free mediation of your disputed claim, with some restrictions
This list is not exhaustive. If you experienced any violation of your rights or your claim was damaged by acts of bad faith by your insurer, our lawyers can help you get justice and financial compensation.
Is there a Time Limit for Filing a Home Insurance Claim in Florida?
Florida Statutes § 627.70132 generally gives you a year from the date of your property damage or loss to file your insurance claim. Your policy might have additional notification and filing deadlines, and certain claims could have differing deadlines.
The sooner you put our law firm to work on your claim, the more time we have to file your claim or appeal on time. We also have plenty of time to investigate your claim and collect evidence (or supplemental evidence if we appeal a denied claim).
Contact Our Deerfield Beach Home Insurance Claim Review Team
The aftermath of a weather or other damaging event can be emotionally and financially challenging. While you focus on taking care of your family, we focus on the complex stages of filing your claim and negotiating compensation.
Find out how our Deerfield Beach home insurance claims lawyers can help you. Contact one of our team members at GED Lawyers to get your free consultation today.
