Determining your eligibility for home insurance coverage after your home has sustained damage can be confusing. It’s especially frustrating when the insurance company delays, undervalues, or denies your claim. Fortunately, our Jacksonville home insurance claims lawyers have helped many former clients through similar situations, and we’re ready to put our experience to work for you.
GED Lawyers is a law firm with a history of winning. We have recovered over $26 million in settlements and judgments since 1995. Learn more about how our Jacksonville property damage lawyers can help you seek fair compensation by calling our team today. We offer free consultations at no obligation.
How Our Attorneys Can Help with Your Jacksonville Home Insurance Claim
Hiring legal representation when you’re going through the claims process and navigating insurance law can prove beneficial. Not only will it give you the time and space to focus on personal matters, but it will also be an asset to your pursuit of fair compensation.
Our Jacksonville personal injury lawyers will handle all aspects of your case. We’ll start with reviewing your policy to identify, explain, and clarify inclusions, exclusions, limits, terms, and conditions. Determining what you qualify for will give your attorney a better idea of the types of evidence you may need to support your claim. Although every situation differs, relevant evidence may include:
- Photos and video of the damage the property sustained
- Repair invoices and estimates
- Receipts of goods and services you’ve purchased to make temporary repairs
- Images of the property before the damage
Once they’ve gathered all the necessary information, your Jacksonville home insurance claims attorney can submit your claim with your insurance provider and handle all communication with them.
If the insurance adjuster does not offer you enough money, we can negotiate with them until we reach a fair settlement. If we cannot come to an agreement, we are prepared to go to trial and fight to hold the insurance company accountable. Our law firm provides mock trials and court, which isn’t something many others do.
Providing Personalized Attention to Achieve Successful Results
Everybody deserves to access legal representation, and we make that easy for our diverse community. We have multilingual staff members who are fluent in Spanish, Greek, Portuguese, Arabic, Creole, Turkish, and Russian.
We’re here when you need us, including being available for evening and weekend appointments. Don’t be shy to reach out to us if you have questions. We’ll quickly return your call or email and give you consistent case updates. Our client testimonials speak to our accessibility and overall quality of service. Here are a few examples:
- “Knowledgeable, great communication, and friendly” – Gina Rafferty
- “I hired GED Lawyers to take over the claim and things are now starting to advance accordingly, finally I feel we can expect to be treated fairly!!!” – Alan Lovgren
We offer our help to home insurance claim clients on a contingency-fee basis, so there’s nothing for you to pay upfront. Instead, we only charge attorney’s fees if and when we obtain a settlement or judgment for you. No hidden or surprise fees are involved.
What Happens When Your Home Insurance Claim Gets Rejected?
Home insurance generally covers a wide range of incidents, such as accidents and natural disasters like fires, tropical storms, severe thunderstorms, windstorms, tornadoes, and hurricanes.
Strong winds could cause roof tiles to crack or blow off the roof. A powerline or tree could also fall on your home. Any roof damage can compromise its integrity and subject it to leaks and other water damage. Alternatively, lightning could strike the building or a powerline and ignite a fire. All of these could be grounds for a home insurance claim.
However, your insurance carrier may dispute or deny your claim after one of these instances, asserting that:
- You don’t have enough evidence.
- You weren’t well-prepared for the disaster.
- You didn’t properly maintain the property, making it vulnerable to damage.
- You don’t have the right coverage for these damages.
- There was pre-existing damage.
In other cases, the insurance company may deny or undervalue your valid claim simply because they want to save money. One of our Jacksonville bad faith insurance lawyers can investigate your claim and appeal the adjuster’s decision, presenting other forms of evidence to prove your right to compensation. Call GED Lawyers today for more information.
The Flood Damage Exclusion
Flood damage isn’t covered under standard home insurance policies. If, for example, heavy rains associated with a hurricane caused a flood that entered your home, you would have to have a separate flood insurance policy to get coverage for the related damages.
A Jacksonville flood damage lawyer on our team can review all your insurance policies and see which coverage applies to you.
Don’t Wait to Hire Our Jacksonville Homeowners Insurance Claims Lawyers
Before you file a claim with your homeowners insurance company, you must ensure its strength and validity.
- Notify your insurance company about the damage your home sustained immediately.
- Record videos and take pictures of the damage.
- Have a repairman and/or inspector come to your house to evaluate the damage and give you estimates for repairs.
- Hang onto all your invoices and receipts to build a solid evidence file.
When the time comes to submit your claim, you’ll already have most, if not all, of your information ready to go. According to Florida Statutes § 627.70132, you typically have up to one year to file your claim. Certain exceptions can give you more time, but don’t rely on them. If you’re too late, your insurance company doesn’t have to accept your claim, and you will likely have to cover your home repair costs, among other damages.
This is why we encourage you to contact our Jacksonville home insurance claims attorneys as soon as possible after property damage occurs. We’re used to working under strict deadlines, and we want to start helping you as soon as possible.
Get Help from a Jacksonville Home Insurance Claims Lawyer Today
At GED Lawyers, we get results for our clients. Our Jacksonville home insurance claims attorneys are standing by to listen to your story and pursue the money you’re entitled to receive. Connect with our law firm today. We give all prospective clients free consultations.
