If your home sustained damage from a natural disaster, accident, or vandalism, your insurance company should compensate you for necessary repairs and replacements. Unfortunately, the claims process is not always easy. It can seem like a big maze, and receiving a denial makes it even more frustrating. To make your life easier, entrust your claim to a Panama City home insurance claims lawyer from our firm.
GED Lawyers provides exceptional service to our clients. We are there for you when you need us, and we even make ourselves available for evening and weekend appointments. Our Panama City property damage lawyers want to get results for you. Reach out to us today for a free initial consultation.
How a Panama City Home Insurance Claims Lawyer at Our Firm Can Serve You
Filing a property damage claim is rarely easy. However, you don’t have to take on the burden alone, as our Panama City personal injury lawyers are here to ensure your insurance company treats you fairly and we will fight for a fair settlement on your behalf.
GED Lawyers is a law firm with a history of winning. We have secured over $26 million for our clients since our founding in 1995. When you come to us for help with your homeowners insurance claim, we will:
- Gather various evidence to support your right to compensation
- File your insurance claim for you
- Protect you from bad faith insurance tactics
- Handle all communication with the insurance adjuster
- Appeal a claim denial, if necessary
- Negotiate for fair compensation
Although uncommon, our Panama City bad faith insurance lawyers are prepared to take legal action and take your case to trial if necessary. Our team offers mock trials, which is not something many law firms can say. We are committed to using our resources and experience to get you the results you deserve.
In addition, GED Lawyers has staff members who are fluent in multiple languages, including Greek, Russian, Turkish, Creole, Spanish, Arabic, and Portuguese. We believe everyone should have access to legal representation, and we strive to make it easier for our diverse community. Communication is a priority for us, and it’s our goal for you to feel comfortable when going through such a challenging situation.
How Our Clients Have Felt About Partnering With Us
Nobody can speak to our services like the ones who we have served. Here are a couple of our client reviews about working with our attorneys.
- “I was struggling trying to deal with our insurance company to obtain proper reimbursement from them for damages we suffered from after Hurricane Ian. I felt defeated! I hired GED Lawyers to take over the claim and things are now starting to advance accordingly, finally I feel we can expect to be treated fairly!!” -Alan L.
- “Superb experience. Highly recommend. Service from start to finish and some more.” -Eyad A.
Our insurance claim lawyers want to hear your story and learn more about how we can help you. You won’t pay us anything unless your attorney wins your case, so we can start working immediately.
Types of Home Insurance Claims You Can File in Panama City, Florida
Home insurance covers a wide range of property claims, such as:
- Natural disasters: Hurricanes, tropical storms, tornadoes, and other storms may warrant a home insurance claim.
- Fires: Faulty appliances, lighting, wildfires, or damaged electrical components can lead to fire damage.
- Theft and vandalism: Your insurance policy may reimburse you for any stolen or damaged items.
- Wind damage: Damage to windows, roofing, and siding due to strong winds is usually covered under your home insurance.
- Water damage: You may acquire coverage to treat mold, a burst pipe, sewage backup, or a roof leak.
Your home insurance most likely doesn’t cover flood damage. You must purchase a separate flood insurance policy to receive flood coverage. A Panama City flood damage lawyer at our firm can explain your options and determine what insurance benefits you qualify for.
What to Do When Filing a Claim With Your Homeowners Insurance Company
Before filing your claim with your insurance company, make sure you read and understand your policy. This can limit the risk of surprises down the line. When you’re ready to file your claim, your Panama City home insurance claim attorney can help you collect as much evidence as possible, such as:
- Photographs or videos of the damage
- Estimates for repairs
- Receipts for any work you had done or places you stayed while your home was undergoing repairs
- House maintenance records
You pay insurance premiums every month, so your insurance carrier should pay for unexpected damage. Unfortunately, adjusters often deny property damage insurance claims because:
- The evidence is irrelevant or inadequate.
- They believe you are to blame for the damage (for example, the adjuster might say you didn’t properly maintain the electrical components that caught fire)
- There was pre-existing damage (for example, they may claim your roof shingles were already worn-out and should have been replaced before the leak occurred)
- You don’t have the right or enough coverage for your damages.
- You weren’t well-prepared. (for example, the insurer may say your gutters weren’t cleared or the roof components weren’t sealed, compromising the roof’s structural integrity and causing water damage)
A Panama City home insurance claims attorney from our team can help you appeal a claim denial. We can get another professional opinion on the damage, file a complaint with the appropriate entity, and submit additional supporting documentation. Call GED Lawyers for more information on the appeals process.
Our Panama City Home Insurance Claims Lawyers Can Help You Fight for Fair Compensation
Depending on the types of insurance policies you’ve purchased, you may qualify for the following forms of coverage:
- Structural damage
- Damaged personal items
- Cleanup expenses
- Relocation costs
The sooner you get started on securing the compensation you deserve, the better. According to Florida Statutes § 627.70132, most home insurance claimants have a year to file a claim. Failing to adhere to this deadline may result in a denial. However, involving our attorneys early on mitigates this risk. We are no strangers to tight deadlines, so we can ensure you submit your claim on time.
Call Our Law Firm for Assistance With Filing Your Panama City Home Insurance Claim
A Panama City home insurance claims lawyer from our firm can support you throughout your case from beginning to end. Call GED Lawyers today for a free consultation.
