Your home is likely the most significant investment you will ever make. When you protect your investment with insurance coverage, it should kick in when needed. If your home suffered damage from a fire, vandalism, a natural disaster, or another damaging event, our Panama City Beach property damage lawyers can help you seek compensation. We will investigate your policy, identify covered losses, and negotiate for a favorable settlement.
At Ged Lawyers, our Panama City Beach home insurance claims lawyers will represent you on every level. From original filings to dispute resolutions to appeals, we will manage the claims-filing process for you. Contact one of our consultation team members for a free claim review and learn more about how hard we fight for you.
Our Panama City Beach Home Insurance Claims Attorneys Will Prioritize Your Claim
The process of filing an insurance claim can be long and tedious. It can also be overwhelming if you are simultaneously relocating your family and securing your home from further damage. Focus on yourself and your family and leave everything else to us.
Our home insurance claims legal team will:
- Read every page of your policy, including fine print and optional coverage
- Handle all paperwork, including claim forms and collecting official reports
- Receive and reply to emails, phone calls, and any written correspondence from your insurance carrier
- Identify and comply with all reporting, notification, and filing deadlines
We know how frustrating it can be to wait for coverage so you can start repairing or replacing your property. Our Panama City Beach personal injury lawyers will take the time to provide responsive, communicative legal service and support, including ongoing, informative claim updates.
Previous Property Damage Clients Recommend Our Results-Driven Law Firm
“I was struggling trying to deal with our insurance company to obtain proper reimbursement from them for damages we suffered from after Hurricane Ian … I’m confident with the guidance Ged is providing …[and] relieved having the weight of this lifted off our shoulders.” -Alan Lovgren
We work hard to earn reviews like this one from satisfied clients. Browse our reviews page for more. We also strive to provide service to many homeowners in our community with our client-friendly fee structure.
Our law firm will cover any upfront costs and only receive compensation when you do. If you do not get coverage from your policy, you will not owe us any fees.
Homeowners Property Damage Claims Our Panama City Beach Attorneys Accept
Florida is known for its often-idyllic weather, but it is equally well known for its hurricane season. Some of the most common reasons homeowners file property damage claims include:
- Water and flood damage claims—Water can seep into even the smallest cracks and rise to dangerous and damaging levels quickly. How the water damage occurred will determine whether we pursue compensation from your standard homeowners’ policy or a separate flood insurance policy. Our legal team will figure it out for you and file your claim on time.
- Hail damage claims—Hailstones of all sizes can create severe, though sometimes hidden, damage. We can help you prove that hail damaged your roof, windows, or other parts of your home and file a complete and accurate claim for financial recovery.
- Storm damage claims—Our Panama City Beach storm damage lawyers can help you file a claim for wind damage, water damage, or the other effects of a severe storm.
- Fire damage claims—Your standard homeowners’ insurance policy typically covers this type of claim. We can help you identify the fire’s origin, refute any allegations of arson, and document your real and personal property damage.
We also represent homeowners with uncommon claims stemming from perils such as sinkholes, vandalism, and tornadoes.
We Know How to Document Covered Losses for Home Insurance Claims
Obtaining compensation from your home insurance policy is crucial after a damaging event. Even more important is getting the right amount of compensation to ensure you can repair or rebuild your home. Based on the specifics of your policy, covered losses can include damage to:
- The primary structure
- Garages, sheds, and landscaping
- Furnishings, apparel, etc.
Your insurance provider should also cover temporary relocation costs and the expenses of making temporary repairs, such as boarding and tarping.
This list is not exhaustive and can vary significantly from client to client. Your Panama City Beach property insurance claims lawyer will help you create a detailed list of your losses, including preparing and submitting a Proof of Loss statement. We will also represent you at the negotiation table and fight for the maximum coverage your policy provides.
Our Panama City Beach Home Insurance Attorneys Also Handle Adverse Claim Outcomes
When getting compensation from your insurance provider is hard, our law firm can step in on your behalf. We support our clients in the following situations:
- Roof damage claims: These claims (for damage from water, fire, wind, etc.) can be challenging to document and recover from without legal representation.
- Outright claim denials: We will file a comprehensive, well-documented appeal or take legal action against the insurance carrier.
- Disputed claims: We can represent you in mediation or arbitration and fight back against lowball settlement offers.
We will not stop fighting to hold your insurance company accountable for the compensation you need and deserve. Learn more during a free consultation with a Ged Lawyers team member today.
We Can Take Action Against Bad Faith Insurance Tactics in Florida
State law mandates that your insurance provider abide by its laws, including handling your claim in a fair and above-board manner. If they do not, you could have the basis of a bad faith insurance claim. In Panama City Beach, Florida Statutes § 624.155 identifies acts of bad faith, including unreasonable delays, denials, and lowball offers.
Our Panama City Beach bad faith insurance lawyers will assess your home insurance claim and identify any violations of the Homeowner Claims Bill of Rights found in Florida Statutes § 627.7142 and strive for fairness and maximum financial recovery for you and your family.
A Ged Lawyers Team Member Will Review Your Home Insurance Claim for Free
If your home sustained damage or destruction due to a covered event, we can help you navigate the home insurance claims process. From investigation to settlement negotiations, our Panama City Beach home insurance claims lawyers are your advocates.
Get a free claim evaluation and explore your financial recovery options. Contact our team at GED Lawyers to get started.
