Like any other big investment, owning a home can have many challenges. You don’t have to deal with them alone, though. Since you pay for homeowners insurance, your insurance company should pay to repair various forms of damage after a disaster or accident. However, insurance adjusters don’t always cooperate with claimants, adding more confusion and anxiety to the situation.
Our Parkland home insurance claims lawyers are here to support you throughout the claims process and protect your right to appropriate financial compensation. Since our firm’s founding in 1995, we have recovered over $26 million for our clients. We want to learn more about what we can do for you during a free initial consultation. Contact GED Lawyers today to learn more about hiring a Parkland property damage lawyer from our legal team.
The Benefits of Hiring Our Parkland Home Insurance Claims Attorneys
Our team of Parkland personal injury lawyers is dedicated to providing exceptional service to our clients. We are there for you when you need us. That means we even have availability for weekend and evening appointments.
And our accessibility doesn’t end there. We want to make getting justice easier for the diverse community in South Florida. We have staff members fluent in multiple languages, like Arabic, Creole, Greek, Spanish, Russian, Turkish, and Portuguese.
We are a law firm with a history of winning. Our client reviews showcase our customer service, as well as our commitment to achieving favorable results. For example:
- “Excellent intake and discussion about the process” – John Caterham
- “Very helpful and professional customer service. Superb experience. Highly recommend.” – Eyad Albuhaisi
When you retain a Parkland homeowners insurance claims lawyer from our firm, they will assume these tasks while you’re tending to your needs:
- Reviewing your insurance policies
- Filing your insurance claim
- Collecting evidence to prove your eligibility for compensation
- Managing communications with your insurance carrier
- Leading settlement negotiations
- Filing a lawsuit if the insurer won’t offer a fair settlement
- Protecting you from the insurer’s bad faith strategies
How Much Does it Cost to Partner with Us on Your Parkland Home Insurance Claim?
It’s common to feel hesitant about hiring a Parkland property damage lawyer for help with your claim. However, you need not worry about legal fees when you have us fighting for you. There are no retainer fees or upfront costs involved. Our legal team takes cases on a contingency-fee basis, meaning you pay us nothing unless we win for you.
The first step in this arrangement is a free, no-obligation consultation with a member of our team. Reach out to GED Lawyers today to begin.
The Types of Claims Your Insurance Company May Reject or Dispute
After a widespread disaster like a fire, hurricane, windstorm, tropical storm, tornado, or thunderstorm, your home insurance company might try to avoid paying out claims—especially when thousands of people are dealing with the effects of a catastrophic event.
For example, many homes experience roof damage. The wind could have ripped off shingles, a tree could have fallen on a home, or a leak could have caused extensive water damage. It’s also possible that lightning struck the home or a nearby power line caught fire, setting the home ablaze.
To get out of paying your claim in full, the insurance company may assert that you don’t have enough evidence of the damage, there was already pre-existing damage, you have insufficient coverage, or you failed to properly maintain or prepare for the disaster. A Parkland bad faith insurance lawyer from our firm can combat any unfair tactics your insurance provider tries to use and fight for your rights to compensation.
Flood Insurance is Typically a Separate Policy
Many people’s homes flood due to natural disasters. If excessive rain or a hurricane caused your house to flood, you wouldn’t seek coverage for the resulting damage under your home insurance policy, as it likely doesn’t cover it. Instead, you’d file a separate claim through your flood insurance.
One of our Parkland flood damage lawyers can examine all your insurance policies and determine the types of coverage you may seek.
The Importance of Acting Quickly to File a Parkland Home Insurance Claim
Before filing your home insurance claim, gain a comprehensive understanding of your policy. Carefully review it and take note of inclusions and exclusions, the claims process as a whole, and which events are covered. This way, you’ll mitigate the risk of skipping steps or running into a misunderstanding with the insurance company.
Our Parkland home insurance claims lawyers can provide clarity if you get stuck. We can also assist you with the following tasks:
- Reporting the damage to your insurance company
- Taking photos or video of the damage
- Hiring an inspector to evaluate the extent of the damage
- Keeping a record of all the receipts and estimates from the inspectors and/or repairmen
After we’ve built your evidence file, you may submit your claim to your insurance company. Depending on your policy, you could qualify to recover the costs of repairing structural damage, cleanup, relocation, and personal belongings.
Note that you don’t have unlimited time to file your claim. Per Florida Statutes § 627.70132, you generally have one year from the day of the event that caused the damage to act. Failing to meet this deadline could invalidate your case, leaving you responsible for covering your losses. However, if you tell our team about your situation as soon as possible, we can work to adhere to the timeline.
Allow Our Parkland Home Insurance Claims Attorneys to Fight for You
We understand that the aftermath of your home sustaining damage is a whirlwind, but our Parkland home insurance claims lawyers are here to help you focus on getting what you need to get back to normal.
Contact GED Lawyers today to learn more about your next steps during a free initial consultation.
