As a Florida homeowner, you know how hazardous hurricane season can be. In addition, your home could suffer damage or destruction due to a fire, flood, vandalism, or other damaging event. If you purchased insurance to protect your property, you should be able to count on it when you need it most. Our Pompano Beach home insurance claims lawyers can help you get coverage when the worst happens.
Whether you are filing an original claim, disputing a lowball settlement offer, or appealing an outright claim denial, our full-service law firm can fight by your side. Our Pompano Beach property damage lawyers can take on the insurance company while you focus on yourself and your family. Get a free claim review now by contacting our Ged Lawyers consultation team.
What it Means to Hire Our Pompano Beach Home Insurance Claims Lawyers
Filing an insurance claim does not have to consume every moment of your time after a damaging event. While you secure your property and relocate your family, our Pompano Beach personal injury lawyers can handle all the details and intricacies of the claims filing process.
Our Lawyers Can File Your Insurance Claim
Our legal team can investigate the damage to your property and obtain, complete, and submit claim forms. We also speak on your behalf and accompany you to the insurance adjuster’s inspection of your property.
Our Lawyers Negotiate the Best Possible Settlement
Settlement negotiations can be lengthy and complex. Ged Lawyers can explore your policy’s maximum coverage, represent you during settlement negotiations, and pursue the best financial outcome for you and your family.
Learn more about the benefits of hiring our attorneys with a free consultation with one of our client-oriented team members. Call now to start your case.
How Our Pompano Beach Home Insurance Team Maximizes Your Compensation
Every member of our results-driven team is committed to your financial recovery. We start with a free consultation to learn more about your home and all the insurance policies you have in place. To fight for the right amount compensation, we can:
- Document your covered losses with a Proof of Loss statement, photos and videos, and a detailed list of your policies’ covered losses
- Examine all the policies you have in place (homeowners’, flood, etc.) and ensure you file your claim under the correct one
- Describe the home insurance claim timeline and clarify the benefits of waiting for a favorable settlement
- Identify any acts of bad faith, defined by Florida Statutes § 624.155, on the part of the insurance company and clarify your right to take action
- Describe your rights and responsibilities as a Florida homeowner (per Florida Statute § 627.7142)
You do not have to take on your insurance company without legal guidance every step of the way. Filing a claim on your own can be challenging, so Ged Lawyers does everything we can to streamline the process for you.
Your Home Insurance Claim Must Comply with Notification and Filing Deadlines
You have a limited window of opportunity to file an insurance claim in Florida. If you miss the allotted time to file your claim, you could inadvertently forfeit your right to compensation.
The property damage attorneys at our firm know the days and weeks after a damaging event can be busy and emotional, so we take on this crucial part of your case. Our legal team can file your claim promptly to comply with the state’s filing deadline and your insurance policy’s guidelines.
Our Pompano Beach Lawyers Also Handle Insurance Claim Disputes and Appeals
Getting compensation from your own insurance company should not be a battle. If your insurance company denies your coverage or makes an unreasonably low settlement offer, we can help. Our law firm can fight back by filing an appeal or taking your claim to court.
The insurer may reject your claim for:
- Flood damage, which typically requires a separate policy and is not covered by homeowners’ insurance
- Storm and hurricane damage, if many people try filing a claim at once after the same event and overwhelm your insurance provider
- Fire damage claims, which can require lengthy investigations
- Water damage claims, depending on the cause of the damage
Roof damage claims can also be hard to prove and costly for the insurance company, whether the damage was caused by wind, water, or fire. Ged Lawyers can document the cause of your roof damage and confirm your claim’s validity.
Why Insurance Companies Deny Pompano Beach Home Insurance Claims
Your homeowners’ insurance company must handle your claim in an open and aboveboard manner. When your insurance company denies your claim, they must tell you why in writing and within 30 days. Some commonly reported reasons for claim denial include:
- Your damage is a named policy exclusion
- Your policy does not cover the reported damage
- Your policy has lapsed due to missed premiums
- Your insurance company suspects fraud
Sometimes, seemingly minor errors, including typos and keystroke errors, can lead to a denied claim. Your claim can also face denial if the reported damage was preexisting or you failed to protect or secure your property after it was damaged to mitigate your losses.
Ged Lawyers is a firm with a history of winning for our clients. Since 1995, we have devoted ourselves to fighting for people like you, even going so far as to make ourselves available on weekends and in the evenings so you can schedule your appointment whenever it is most convenient for you.
Your Initial Home Insurance Claim Consultation is Free
If your residential property was damaged or destroyed, you should be able to rely on the insurance coverage you paid for. Our Pompano Beach home insurance claims lawyers can advocate for you if your insurer is not treating you fairly.
Find out how hard we fight to get the compensation you need to start putting your life back together. Contact our consultation team at GED Lawyers to get started.
