If your property suffered wind, water, or flood damage during a storm, our Boca Raton storm damage lawyers are here to help. GED Lawyers has been standing up to big insurance companies on behalf of clients since 1995, so we know what tactics they might try and how to counteract them.
Call today and find out, at no cost or obligation to you, how we can be of assistance. The Boca Raton property damage lawyers at our law firm can handle all aspects of your claim and fight for fair compensation so you can focus on rebuilding.
Our Boca Raton Attorneys Handle All Kinds of Storm Damage Claims
Whether your claim is straightforward or complex, you likely have other things on your mind, such as checking in with your family and making plans to rebuild. Trying to make the insurance company honor the terms of your policy is an unnecessary hassle—one you do not have to handle alone.
Our Boca Raton storm damage lawyers are devoted to protecting clients like you by:
- Handling all communications with the insurance company on your behalf. This means they do not get the chance to use their greater familiarity with insurance laws to deprive you of fair payment.
- Going over the terms of your policies with you so that you understand what is covered and which policy or policies you should file a claim with.
- Investigating the storm damage you sustained by collecting evidence like photographs, inventory lists, estimates from contractors, and local and national weather reports.
- Filing your claim with the right insurer in a timely manner so you do not miss important deadlines.
- Negotiating with the insurer for the right amount of money. You deserve the maximum amount of coverage offered by your policy.
- Keep an eye out for bad-faith tactics. Some insurers knowingly try to cheat you out of compensation by not replying to queries, undervaluing the damage, or being dishonest about your policy terms. Our Boca Raton attorneys can identify this kind of unfair behavior and take legal action as necessary.
The sooner you consult with a Boca Raton personal injury lawyer, the sooner we can get started on investigating your situation and figuring out the best way to protect your rights.
Which Insurance Policy Covers Your Storm Damage?
Storms that hit Boca Raton can cause damage of all kinds, including but not limited to:
- Wind damage: Strong winds can knock down trees and powerlines and even cause direct damage to your property. Our Boca Raton wind damage lawyers can help you recover compensation after a tornado or other wind storm.
- Water damage: If a storm damages your water pipes or another part of your house, the resulting water damage can lead to destroyed property, mold, and structural instability.
- Flood damage: According to the Federal Emergency Management Agency (FEMA), “the average annual cost of flood damage is more than $2 billion.” Unlike water damage, flooding generally occurs due to heavy rains, overflow from rivers, or storm surges.
- Roof damage: Strong winds can dislodge shingles from your roof or even cause debris to fall onto your house. If the damage is serious enough, rain or hail can get into your house and cause additional damage.
- Hurricane damage: Hurricanes can cause multiple kinds of damage at once, making it more difficult to get the right compensation from the right insurer.
It is GED Lawyers’ job to demonstrate that the damage you sustained is covered by your policy so that you can get reimbursement for:
- The cost of repairing structural damage to foundations, floors, roofs, and walls
- The cost of fixing or replacing property that was within the damaged structure, including furniture, carpeting, inventory (if it was your business), and electronics
- Business interruption expenses, if your business was damaged badly enough that you cannot continue to operate and earn money the way you usually do
- The cost of cleaning up storm-related damage, such as removing water and checking for mold or mildew that grew in or because of the standing water
- The cost of relocating to a hotel or another location while your home was unsafe to live in (this could also include the cost of eating out, putting your pets in a kennel, or laundry services)
Florida’s Storm Damage Insurance Laws Can Be Complicated
As you already know, making sure your property is covered against all potential types of storm damage requires purchasing multiple policies. For example, as Florida’s Chief Financial Officer (CFO) explains, your hurricane insurance policy only covers wind damage and water/flood damage resulting directly from it. Flood damage alone is covered by a different policy.
Even if you feel you have a good understanding of your policies and what they cover, the insurance company has much more knowledge than the average layperson and will not hesitate to use that experience against you. Without our property damage attorneys on your side to protect you, the insurance company might:
- Refuse to negotiate with you for a better settlement offer.
- Refuse to explain why they are denying your claim or only provide boilerplate explanations that do not apply to you or are unhelpful.
- Make unreasonable demands, such as asking for information that is irrelevant to your claim or that you cannot reasonably be expected to have.
- Cite laws or regulations that you are unaware of or do not understand as an excuse for issuing a denial.
GED Lawyers has a history of winning cases for deserving clients like you. Our storm damage claim lawyers can take on the profit-driven insurance companies and provide you with the legal support you deserve to get back on your feet after a major storm.
Boca Raton Residents Can Depend on Our Lawyers for Help After Storm Damage
GED Lawyers believes that everyone deserves legal representation. We make it easier for you to access our Boca Raton storm damage lawyers by offering assistance in multiple languages and charging no attorneys’ fees until we win. Call now to learn more for free.
