If your property suffered significant storm damage in Deerfield Beach, FL, you are most likely counting on your property damage insurance policies to cover the cost of repairs, replacing your belongings, and other expenses. However, securing the money you need after a storm is not always easy.
At GED Lawyers, we have been fighting for the best interests of our clients since 1995. With more than $26+ million recovered, we have the experience and knowledge necessary to help you navigate the claims process and secure the money you need. Work with our Deerfield Beach property damage lawyer to get back on your feet. We can handle your storm damage claim from start to finish or take over when you encounter a problem.
Contact us today to learn how our Deerfield Beach storm damage lawyer can help.
Our Deerfield Beach Lawyers Can Help You Understand Your Storm Damage Coverage
Many people assume they have the insurance coverage they need when a storm hits. When your home, business, or other property is hit, you should have a strong understanding of your insurance policies and what they should cover. However, this is not common. Our Deerfield Beach personal injury lawyers often hear from property owners who are not sure about their coverage.
This situation occurs, in part, because these insurance policies are complex. Major storm systems can cause damage by wind, water, flooding, lightning, and more. Which of these is a covered event in your policy depends greatly on the coverage you chose.
- Wind and Water Damage: When a storm causes wind damage, this often leads to water seeping in or otherwise entering the home and causing additional damage. This could occur because of issues with the roof, windows, or doors. Fallen trees also cause this type of damage. It generally falls under your homeowner’s policy.
- Flood Damage: When a flash flood or storm surge floods your property, this is generally only covered by a flood damage policy.
- Hurricane Damage: Some property owners carry separate hurricane damage policies to provide additional coverage when a named storm causes significant damage.
For example, imagine you lost shingles from your roof due to the high winds, which led to a serious leak. The damages caused by the wind and leak would most likely fall under the coverage provided by your homeowner’s insurance policy. However, if heavy rains caused the water level outside your home to rise high enough to enter the property, this damage would only be covered by a separate flood policy.
When the property damage occurs because of a covered event, the policy should provide money to pay for:
- Repairing the structure
- Repairing interior damage
- Replacement and/or repair of personal property
- Related expenses, such as staying in a hotel or apartment during repairs, paying for food when you cannot use your kitchen, and additional travel expenses when you cannot stay in your home
Renters and business property damage policies could cover different expenses and losses, depending on the policy.
Sometimes, getting the money you need and deserve is not that easy. Things can go wrong during the claims process, especially if the insurance carrier is not interested in giving you the money you deserve. When this occurs, our attorneys are here for you. We can assess your coverage and explain your options for getting the money you need.
Our Deerfield Beach, FL, Storm Damage Attorneys Are Here When You Need Us
At GED Lawyers, our lawyers can handle almost any type of property damage claim based on any type of coverage. We represent property owners with significant storm damage who need help navigating the process and securing the money they need and deserve. We handle claims based on all types of storm damage and policies that include the following:
- Homeowners insurance
- Renters insurance
- Commercial property insurance
- Flood insurance
We believe everyone in our diverse community deserves access to legal representation after their property suffers storm damage. To this end, we have a multilingual staff who is available when you need us. We work evenings and weekends and have staff fluent in Spanish, Arabic, Creole, Greek, Portuguese, Russian, and Turkish.
Our clients never pay anything unless we win. Contact us today for your free consultation and to learn more about our contingency fee policy.
Our Deerfield Beach Lawyers Understand How Insurers Complicate Storm Damage Claims
According to the NOAA National Centers for Environmental Information (NCEI), there have been 400 major weather or climate disasters since 1980. In all, the costs of these events have risen above $2.785 trillion. Each of these disasters—serious storms, hurricanes, tornadoes, wildfires, and other catastrophes—has affected many individual property owners.
When policyholders file storm damage claims, the insurers must process these claims, assess their coverage, and determine a value for their payout. However, the insurance companies want to protect their own bottom lines. After a major storm, they could have thousands of claims, which could lead to issues with getting the money you deserve.
These issues could include delays, unfair denials, lowball offers, and many other complications. If this happens to you, contact our team. You can count on us to:
- Review your policy and explain your coverage and limits
- Determine the cost of repairing your property and other covered losses
- Manage the communication with the insurance company and adjuster
- Negotiate for a payout based on your covered expenses
- Challenge a denial when necessary
- Fight for your best interests
We can also represent policyholders from the start. Contact us quickly after your property sustains storm damage, and we will file your claim. We will make this process easier on you, ensuring you can continue to handle other tasks while we take care of your claim.
Talk to Our Deerfield Beach Team About Your Storm Damage Claim
GED Lawyers will review your policy and help you understand your rights. Our Deerfield Beach storm damage lawyer can manage your claim for you. Contact us to get started with a free consultation with our team.
