A Jacksonville storm damage lawyer from our team can help you recover the money you need to repair your property, replace damaged contents, and cover other expenses after significant storm damage.
At GED Lawyers, we have been helping property owners get the money they need to repair their homes and businesses after storms since 1995. Whether you have damage from wind, rain, flooding, or other weather concerns, our Jacksonville property damage lawyer can file your claim or challenge a denial. Contact us today for your free consultation with our team.
Let Our Jacksonville Storm Damage Lawyer Review and Explain Your Coverage
Property damage insurance is complex. Insurance carriers often build in exemptions and limitations, especially in areas prone to strong storms and hurricanes. Every policy is unique, and you may not be certain about your coverage even after reviewing it.
Our Jacksonville personal injury lawyers can help you understand your coverage, how it works, and how to file a claim. In general, you can expect:
- Homeowners Insurance: This policy typically covers wind damage, water damage from rain entering the home, roof damage, broken windows and doors, and lightning strikes.
- Flood Insurance: This policy typically covers storm surges, flash flooding, and runoff flooding during heavy rains, storms, and hurricanes, basically rising water entering the home.
Many storm damage claims revolve around trees falling and roof damage. You may also experience broken windows and doors during the storm. When there is roof, window, or wall damage, heavy rains falling into the building can cause additional problems and water damage. Depending on the circumstances, we can also help with claims for hurricane damage and flood damage.
When you file a property damage claim, you will likely have coverage for:
- Cleanup
- Repairs
- Replacement of personal property
- Loss of use and related expenses
Other types of policies written specifically for renters or commercial property owners could provide different coverages. For example, renters insurance is unlikely to cover repairs because the property owner should have this type of coverage. These policies often provide replacement of personal property and possibly loss of use coverage.
How Our Jacksonville Storm Damage Lawyers Handle Significant Property Damage Claims
At GED Lawyers, we have recovered more than $26 million in verdicts and settlements for our clients over the last 25+ years. We know how to navigate any property damage claim, understand any policy, and challenge any denial. We can help you with your claim based on your homeowners insurance, renters insurance, or commercial property insurance.
Our attorneys are here when you need us. We can meet you after work or on the weekends. Our staff is fluent in multiple languages if you would feel more comfortable discussing your case in Spanish, Arabic, Creole, Greek, Portuguese, Russian, or Turkish. We want to ensure you have access to the information you need in a language you understand.
We represent our clients based on contingency. Property owners generally do not need to pay a retainer or other upfront fees. You can learn more during your free consultation with our team. Contact us today to get started.
Our Jacksonville Lawyers Know How Insurance Carriers Cause Problems for Storm Damage Claims
Insurance companies do not want to pay out for significant damage on the policies they sell. These policies are essentially a contract with you that they will cover certain costs when a covered event occurs, and you have damage. However, they often employ tactics to avoid upholding their end of the deal.
Some ways our attorneys see insurance carriers cause problems for policyholders include:
- Unreasonable delays in processing the claim
- Significantly undervaluing your repairs
- Making lowball settlement offers
- Unfairly denying a claim based on covered damage
- Disputing the cause of the damage
- Demanding policyholders document losses in impossible ways
- Claiming the policyholder failed to prevent further damage
- Lying about policy terms and coverage
- Refusing to investigate the claim
Working with our storm damage attorney ensures you understand your coverage and accurately estimate the full range of your repair expenses and losses. We believe this is essential in securing the money you need to repair your property, replace contents, and manage other covered expenses.
Our Jacksonville Attorneys Can Help You Get Fair Compensation for Your Storm Damage
Severe storms are more common than many realize. According to the Insurance Information Institute (III), the United States experienced 53 of these events in 2023 alone. These storms caused significant property losses, deaths, and injuries.
When these storms occur, many property owners near you likely also have damage and need to file a claim. While this can create somewhat of a backlog, your insurance carrier should move quickly to assess your damage and make an offer. If you experience significant delays or other issues with the claims process, contact us.
Our Jacksonville storm damage lawyer can examine your policy coverage and determine a fair value for your:
- Cleanup, remediation, and disposal
- Structural repairs
- Interior repairs
- Your damaged personal belongings
- Your loss of use expenses, including a hotel or apartment
- Other related expenses
When Do You Need a Jacksonville Storm Damage Attorney’s Help?
Filing a property damage claim can be more complicated than many people anticipate. We represent clients from the start, filing their claims and ensuring the adjusters get the necessary information and documentation to make fair offers based on the damage, losses, and repair costs.
If you already filed a claim with your insurer on your own and encountered a problem managing the process or received a denial, we are here for you. Contact us as soon as possible, and we can step in to handle the next steps. This could include a formal challenge of a denial, presenting strong evidence for a higher payout, or preventing further delays in processing your claim.
Talk to Our Jacksonville Storm Damage Team About Your Options
GED Lawyers offers free consultations for property owners in Jacksonville. We can review your policy and ensure you understand your coverage. Our Jacksonville storm damage lawyer will manage your claim and fight for the money you need. Contact us today to get started.
