Responsible property owners purchase insurance and pay their premiums so they can tap into its coverage when needed. If a recent storm damaged your home, you should be able to get financial compensation for covered losses. In some cases, this can mean filing more than one insurance claim to cover a single storm event. The process can be time-consuming and complex.
This is where our Lighthouse Point storm damage lawyers come in. We will do all the hard work necessary to document the damage to your property and file a comprehensive, error-free claim. Leave the insurance company and its adjuster to us. Find out how hard our Lighthouse Point property damage lawyers will fight for your financial recovery. Get a free claim review with a Ged Lawyers team member now.
Our Storm Damage Lawyers Will Pursue Fair Compensation for Your Lighthouse Point Property Repairs
Assessing the monetary value of your covered losses is a detailed process. Accurately assessing coverage is critical and varies greatly from client to client, so our Lighthouse Point personal injury lawyers will work hard to get yours right.
According to the Insurance Information Institute (III), covered losses for homeowners can include:
- Repairing or replacing your home
- Repairing or replacing your belongings
- Temporary relocation expenses
- Landscaping and outbuilding repairs or replacement
- Cleanup and tarping expenses
Commercial property insurance policies typically cover the primary structure and its contents—equipment, inventory, and all other contents in the place of business.
Your Insurance Provider Will Request a Proof of Loss Statement
This crucial document describes your covered losses and financial compensation request. You generally must file your Proof of Loss statement within 60 days. It typically includes:
- The total amount of your compensation request
- Receipts and estimates that support its value
- The date your property damage or destruction occurred
- The name of the storm that caused your covered losses
- Your name, property address, and other identifiers
Our Lighthouse Point storm damage lawyers will complete and submit your Proof of Loss statement. Contact our consultation team at Ged Lawyers for more information.
Our Lighthouse Point Storm Damage Attorneys Will Handle Your Claim From Start to Finish
According to the National Centers for Environmental Information (NCEI), ten disastrous weather events—three tropical cyclones and seven severe storms—have already hit Florida in 2024. If your insurance premiums are current, you should be able to file a claim after one of these events and receive fair compensation for covered losses.
To bolster and support your property damage claim, our Lighthouse Point storm damage claim attorneys will:
- Read every page of your insurance policy, including amendments and fine print
- Assess and document your covered losses across all policies
- Collect and organize physical evidence and supporting documents
- Handle all case-related verbal, written, and electronic communication
- Obtain, complete, and submit claim forms per policy guidelines
We will also negotiate with the insurance adjuster on your behalf for the best available settlement, providing timely and informative updates at each new phase and development of your claim.
Storm Damage Coverage Could Extend Across Multiple Insurance Policies
Homeowners’ insurance claims and commercial property claims provide basic coverage after a storm. In some cases, we may have to delve into add-ons to your basic policy or wholly separate policies for additional coverage, including:
- Storm-related roof damage, including leaks, shingle loss, roof collapse, or total roof loss
- Water and flood damage, including seepage, complete flood-outs, and flood-related mold damage
Our Lighthouse Points wind damage lawyers also navigate damage from catastrophic wind speeds, including severe property damage and total property destruction. Our history of winning means we’ll never stop fighting for the compensation you need and deserve.
What Previous Clients Are Saying About Our History of Legal Service and Support
Every member of our legal team is passionate about getting coverage and compensation for the clients we represent. In online reviews, our clients say things like the following:
- “I was struggling trying to deal with our insurance company to obtain proper reimbursement from them for damages we suffered from after Hurricane Ian. I felt defeated! I hired Ged Lawyers to take over the claim and … I’m confident … the insurance company will stop treating us unfairly!” -Alan Lovgren
- “Very helpful and professional customer service. Superb experience. Highly recommend.” -Eyad Albuhaisi
Our reviews page contains many additional reviews from clients who recommend our results-driven law firm.
Our Storm Damage Team Will Get to the Bottom of Your Denied Claim
If your insurance company denied your initial storm damage claim, you have the right to know why. Bring us a copy of your denial letter and any attachments. Our legal team will build a strong defense against the denial and file a concise, detailed appeal.
Insurance companies often deny storm damage claims for the following reasons:
- Your insurance policy lapsed due to non-payment
- Your claim is for uncovered losses or named exclusions
- A separate policy covers all or part of your property damage
- Your claim lacks sufficient evidence or documentation
You should secure your personal property and board up damaged areas. Do not make any permanent or unapproved repairs, since doing so could invalidate your claim and lead to a denial.
We’ll Work Hard to Protect Your Claim From Bad Faith Insurance Tactics
Insurance adjusters may also engage in acts of bad faith, including one or more of the following:
- Unnecessary delays
- Failure to investigate
- Misleading practices
- Unreasonably low offers
- Denying a valid claim
Part of our approach to exceptional client service is to protect you from tactics like these, including defining the legal action you can take to recover fair compensation.
Get a No-Cost Review of Your Lighthouse Point Storm Damage Claim
No one should have to fight with their insurance company for compensation after a covered event. If a recent storm damaged your residential or commercial building, a Lighthouse Point storm damage lawyer from our team will file your initial claim or help you appeal a denied claim.
Learn more about how we will negotiate with the insurance company for you. Get started on your claim today by contacting our consultation team at Ged Lawyers.
