If your property was damaged in a Florida storm, your insurance company should compensate you for the losses covered in your policy. Our Margate storm damage lawyers will deal with the myriad of moving parts involved in filing a claim. We will communicate on your behalf, respond to information and evidence requests, and negotiate for a fair settlement.
While our Margate property damage lawyers manage your claim, you can focus on relocating your family or business. One of our team members will review your claim at no cost or obligation, clarify your rights, and define your insurer’s obligation. Find out how hard we will go to bat for you. Contact one of our Ged Lawyers consultation team members today.
Let Our Margate, FL Storm Damage Attorneys Deal With the Insurance Company
Floridians like you know how hard the storm season can be. If you buy an insurance policy to protect your property, we believe you should have access to financial compensation for covered losses when you need it most. On your behalf, our client-focused Margate personal injury lawyers will:
- Review your policy, including fine print
- Identify additional policies and coverage
- Assess and document your covered losses
- Compile supporting evidence and documents
- Speak with the insurance adjuster on your behalf
- Complete and submit insurance claim forms
- Negotiate for a favorable monetary settlement
No one should have to struggle to understand their legal counsel, so we have staff members fluent in several languages, including Russian, Turkish, Greek, Spanish, Arabic, Creole, and Portuguese.
We know how nerve-racking it can be to wait for updates on your claim, so we will provide regular and timely progress reports. We’ll aim to streamline the insurance claims process as much as possible, so you can start rebuilding your property.
Optional Coverage and Separate Policies We Pursue for Fair Compensation
A hurricane or other storm can cause multiple types of damage to your residential or commercial property. To ensure you receive fair compensation, we will explore every avenue of coverage, including flood damage, which is typically a separate policy from homeowner or commercial property damage policies. Our Margate wind damage lawyers will also help you seek coverage from the serious damage of strong winds, including roof damage.
Since our founding in 1995, we have recovered over $26 million for our clients. We will fight hard for you, including accepting evening and weekend appointments for your convenience.
Learn More About Ged Lawyers’ Track Record of Client Wins
When clients we represented in the past talk about our legal service and support, they leave online reviews and recommendations like the following on our reviews page:
- “I was struggling trying to deal with our insurance company to obtain proper reimbursement from them for damages we suffered from after Hurricane Ian. I felt defeated … I’m confident with the guidance Ged is providing us and hopefully the insurance company will stop treating us unfairly!” -Alan Lovgren
- “I want [to] thank Maria Colon and her amazing team for all their support, time, and help … Highly recommend them.” -Cathy Maldonado
You do not have to pursue favorable coverage on your own. We are a law firm with a history of winning and a track record of outstanding case results for the clients we represent.
Our Margate Storm Damage Claims Lawyers Will Identify All Applicable Covered Losses
Covered losses can vary greatly depending on the type of insurance (homeowner versus commercial property) and coverage amounts. Every policy is different, so we will carefully scrutinize yours to understand its limitations, the claim filing process, and coverage limits.
According to the Insurance Information Institute (III), covered losses typically include:
- Business interruption costs if your property damage is extensive enough to prevent your company from staying open
- Cleaning, boarding, tarping, and other costs for protecting your property from further damage
- Damaged or destroyed personal property, including furnishings, jewelry, art, electronics, clothing, etc.
- Structural damage, including the primary structure, storage sheds, garages, landscaping, etc.
- Temporary housing and relocation costs for yourself, your family, and/or your business equipment and inventory
Getting compensation for all your covered losses could mean filing more than one insurance claim. Our team will handle the legal process for you, including negotiating with all applicable adjusters for the best possible outcome for you.
Our Lawyers Will File an Effective Appeal if the Insurer Denies Your Initial Claim
If the insurance adjuster denied your claim, they must provide you with a detailed, written explanation. Some commonly reported reasons insurance carriers deny storm damage claims include:
- Your policy does not provide the requested coverage.
- Your policy lapsed due to non-payment of premiums.
- Your property damage claim lacked sufficient evidence.
- You did not file your claim within the allotted time frame.
We will delve into the specific reason the insurer denied your claim and build a credible, well-documented appeal.
Find out how our Margate storm damage lawyers can appeal your claim and keep fighting for the financial compensation you need and deserve. Contact our consultation team at Ged Lawyers to learn more.
We Will Identify and Fight Back Against Bad Faith Insurance Tactics
Insurance companies in Florida must handle claims in good faith, according to Florida Statutes § 624.155. Unfortunately, not all insurance companies do so. If you experienced any of the following, you could be a victim of bad faith insurance tactics:
- Intentional and unreasonable claim delays
- Refusing to conduct a thorough investigation
- Misrepresenting any portion of your policy
- Making an intentionally lowball settlement offer
- Refusing to pay a valid claim promptly
Insurance companies that engage in practices like these can be held accountable for their acts. Our insurance bad faith lawyers will identify any bad faith acts and define your rights to take legal action and fight for compensation.
Get a Free Initial Consultation With Our Margate Storm Damage Team Today
If your property was damaged in a storm, you should not have to fight with your insurance company for the compensation you need and deserve. A Margate storm damage lawyer from our team will deal with the insurance company for you while you focus on taking care of yourself.
Leave all the hard work and details to our client-focused team. Find out how by contacting a Ged Lawyers team member for your free consultation.
