If your property in Sarasota, Florida, suffered damage in a recent storm, you need to file an insurance claim to recover compensation. Your policy could cover structural repairs, interior repairs, loss of contents, and other related expenses. Unfortunately, the claims process does not always go smoothly. A Sarasota storm damage lawyer for our legal team can help ensure you recover the money you need.
At GED Lawyers, we have fought for compensation for our clients since 1995. Our Sarasota property damage lawyer can pursue the payout you deserve based on your policy while you focus on your everyday life. Contact us today to learn more during a free case consultation.
Our Sarasota Storm Damage Attorney Has the Experience and Knowledge You Need
Our Sarasota personal injury lawyers have decades of experience handling many significant property damage claims, including those based on all types of storm damage. We can help you get the money you deserve based on your homeowners, renters, or commercial property damage policies.
Trust our lawyers to be there when you need us. We know you are busy during this stressful and frustrating time. We make evening and weekend appointments available and can even call in our multilingual staff to ensure you understand our team and get answers to your questions. We believe everyone deserves access to an attorney when they need one, and we aim to make this easier for our diverse community.
We provide free case consultations, and our clients pay us nothing unless we win. We work based on contingency, meaning there are no upfront fees or costs.
Our Sarasota Storm Damage Lawyer Will Analyze Your Coverage
Our Sarasota storm damage lawyer can review your policy and assess your coverage. We will explain the policy, deductibles, coverage limits, and exclusions to you and discuss how this affects your claim. We believe understanding your policy gives you knowledge and information that is essential to navigating the claims process and getting fair compensation.
Wind Damage
Wind damage is among the most common types of storm damage in Sarasota. The wind picks up debris, knocks down trees, and strips shingles from roofs. Wind damage can contribute to other types of damage, such as rainwater coming into the home or business. This type of damage should generally fall under the coverage provided by a homeowners or commercial property damage policy.
Flood Damage
Flood damage is not covered by most standard policies and requires investing in a separate policy to have coverage. Flooding is different from water damage. According to the Florida Department of Financial Services, floods occur from:
- The overflow of water, such as a storm surge
- Rapid runoff, such as during a flash flood
- Mudslides
- The collapse of land along the shore of a body of water
Some people also carry special policies that provide coverage for hurricane property damage. This may be necessary based on the exclusions in your policy, especially if you are in an area prone to damage from named storms.
When damage occurs due to a covered event, your policy should stipulate the types of damage expenses it covers and any policy limits for this coverage. Examples include:
- Structure repairs
- Personal property replacement
- Repairs to the interior of the structure
- Loss of use costs while you cannot stay in the home
Your coverage could differ significantly if you have a renters’ insurance policy or a commercial property damage policy. However, our attorneys can still review these policies and ensure you understand your coverage.
Our Sarasota Lawyers Recognize How Insurance Companies Often Try to Reduce the Value of Storm Damage Claims
Our attorneys understand the tactics that many insurance companies and their adjusters use to reduce the money they have to pay to settle storm damage claims. In other words, we know the way these claims can go wrong for property owners in Sarasota. Our storm damage lawyer can handle your claim from start to finish or take over the process when you run into trouble.
Some of the ways that insurance carriers attempt to reduce the value of a property damage claim include:
- Disputing the cause of damages
- Causing unreasonable delays
- Refusing to investigate the claim
- Outright denying the claim
- Asking you to document damages in impossible ways
- Misrepresenting the terms of your policy
When you work with our attorney on your Sarasota storm damage claim, we will ensure you understand your full range of coverage, have an accurate estimate of your repair expenses, and have properly documented losses.
How Our Sarasota Storm Damage Attorneys Manage Property Damage Claims
Over the last three decades, our firm has handled many property damage claims for our clients. We are familiar with all major insurance carriers and know how their processes work. We even understand the tactics they commonly use to reduce payouts. We can counter their efforts to recover the money our clients deserve.
You can count on us to:
- Analyze your coverage
- Document your repair needs and estimate a cost
- Catalog your personal property losses
- Explain how to carefully document your loss of use expenses
- Gather supporting evidence
- Demand fair compensation
- Negotiate with the insurance company for a fair payout
When you hire our Sarasota team to represent you, we will aggressively pursue the money you deserve. Your insurance policy is a contract. We will make the insurance company uphold their end of the deal.
Talk to Our Team About Your Sarasota Storm Damage for Free
GED Lawyers offers free consultations for property owners who have significant storm damage and need help recovering the money they need for repairs. Our Sarasota storm damage lawyer can take on the insurance company and fight for your payout. We know how insurance companies work and how they could try to reduce or deny your claim.
Contact us, and let us go to work for you. We can help you get the money you deserve.
