If your West Palm Beach, FL, home or business suffered significant damage in a recent storm, our team can help ensure you get the money you deserve for repairs, losses, and other related expenses. Our West Palm Beach storm damage lawyer can help you file your claim, challenge a denial, or manage any type of issue in between.
At GED Lawyers, our West Palm Beach property damage lawyers have played a role in recovering fair settlements for our clients since 1995. We can review your case and offer advice and guidance during a free, confidential consultation. We will also explain how we handle most cases with no upfront fees.
Contact us today to discuss your options.
Our Lawyers Can Help You Understand Your West Palm Beach Storm Damage Coverage
Property damage insurance policies are unique. You could have coverage for events when your neighbors do not, or they could have a policy that pays out for types of damages yours does not cover. The only way to know for certain what is included and excluded in your policy is to review the policy closely.
When you work with our West Palm Beach personal injury lawyers to file your claims after a storm, this is one of the first steps in the process. Our attorney will sit down with you and a copy of your policy, review it, and explain how your coverage applies based on the damage your property suffered.
When it comes to storm damage, some of the most common ways policies are written include coverage for the following:
- Storm Damage: This coverage includes damage from wind, rain, and lightning. When the property experiences water damage, it is usually due to such events as broken windows, roof damage, trees falling on the building, and similar events brought about by the storm.
- Flood Damage: This coverage represents rising water levels in the area in which you live. Flooding caused by heavy rains, runoff, flash floods, or storm surges is only covered by a separate flood damage policy.
- Hurricane Damage: Depending on your location and coverage, you may have a separate hurricane damage policy that covers named storms that cause significant damage to your home.
What Damages May Be Included in Your Policy?
When a covered event occurs, such as a storm, your policy will likely provide coverage for cleanup, repairs, content replacement, and loss of use. This coverage should allow you to hire someone to repair the structural damage to your home, clean up the mess, and repair the interior. It should also pay for repair or replacement of the items—appliances, furniture, electronics, and personal property—damaged inside your home.
Lastly, many insurance policies, including some renters’ insurance policies, pay for loss of use. If your home is too badly damaged to live in during the repairs, you should be able to rent a hotel room or an apartment. The policy may also pay for related expenses, such as food and travel costs to commute from the new location.
It is not uncommon for insurance companies to attempt to mislead policyholders about what is in their policy. They could deny claims, saying your damage did not come from a covered event or limit the coverage they provide. Our team can ensure you understand your policy and fight for the full benefits it provides.
Let Our West Palm Beach Attorney Help Secure the Storm Damage Payout You Need
At GED Lawyers, our Florida lawyers have secured over $26+ million for our clients. We have the knowledge and experience to handle the insurance companies and navigate the claims process to get the money you deserve. We handle almost any type of property damage claim, including those for homeowners, renters, and commercial property owners.
Our lawyers believe everyone should have access to legal advice and representation regardless of their financial situation, time, or language. We provide free consultations, with weekend and evening appointments available. We also represent our clients with no upfront fees. Most clients only pay if we win compensation for them. Lastly, we have a multilingual staff. Ask if we have someone who can discuss your case with you in the language you are most comfortable speaking.
Contact us today to learn more. We provide free consultations for property owners in West Palm Beach and nearby areas. Let’s discuss how we can help you get the money you need to repair your property.
Our West Palm Beach Storm Damage Lawyers Protect You From Insurance Company’s Tactics
Insurance companies do not like to pay. They often attempt to pay as little as possible, even when a policyholder has significant damages and needs fair compensation to make repairs. This stance can lead to numerous issues.
According to the Insurance Information Institute (III), your insurance company will arrange for an adjuster to come and inspect your home’s damage. It is their job to determine how much the insurance company should pay for the loss. However, it is common for an adjuster to dramatically underestimate the value of your repairs and contents and refuse to make a fair offer.
Unreasonable delays and unfair denials can occur at any point in the claims process, too. If you encounter any problem with your insurance claim, let us know. We can take over handling your claim and help you fight for the money to pay for the following:
- Structural repairs to your property
- Cleanup and disposal
- Replacement of your belongings
- Temporary relocation expenses
- Other related expenses
We also represent policyholders from the start. If you do not have the time, knowledge, or ability to manage your own claim, contact us. We will deal with the insurance company and manage the process. This greatly reduces the risk of a significant delay or unfair denial.
Discuss Your West Palm Beach Storm Damage With Our Team
GED Lawyers provides free consultations for policyholders dealing with significant storm damage on their West Palm Beach property. We can assess your coverage and explain how our West Palm Beach storm damage lawyer can help you get the money you need from your insurance company.
Contact us to learn more about how we can help you when you need us.
