Our Middleton storm damage lawyer can help you manage your insurance claim and fight for fair compensation based on the needed repairs, lost contents, and other covered expenses. You do not have to fight the insurance company on your own. Our attorneys know the tactics they use and the process necessary to secure the money you need.
GED Lawyers has recovered more than $26 million for our clients since 1995. A Middleton property damage lawyer from our team can help you navigate the insurance claims process with no upfront fees. Contact us today to learn how during a free consultation.
Our Middleton Storm Damage Attorneys Are Here When You Need Us
At GED Lawyers, we believe everyone deserves legal representation when they need it. We are here to help you file your claim, protect your rights, and fight for maximum compensation based on your coverage and the damage your property suffered. We can file any type of property damage claim or help you navigate the claims process. This includes:
- Homeowners insurance
- Flood insurance
- Hurricane insurance
- Renters insurance
- Commercial property insurance
Our Middleton personal injury lawyers provide weekend and evening appointments for potential clients who work during the day. We aim to make it possible for anyone to hire our team regardless of their schedules, language barriers, or financial struggles. We work based on contingency for most clients, meaning you will not need to pay upfront costs or fees.
Learn more about your options during a free, confidential consultation.
Our Middleton Storm Damage Attorney Will Review Your Coverage
Homeowners insurance coverage is more complex than many property owners realize. They assume they have coverage for storm damage to their home and may only question it when they receive a denial or lowball offer based on their claim.
Homeowner policies typically cover wind damage and related water damage. This is the type of coverage you need if debris or fallen trees cause roof damage and your home sustains water damage as a result. Other policies you might have to protect your home or business include flood damage or hurricane damage policies.
It is important to note that only flood insurance will cover damage that occurs because of runoff, flash flooding, storm surge, mudslides, and similar types of flooding. Homeowners insurance only covers water damage caused by a hole in the roof, broken windows, or similar storm damage. It does not cover damage due to rising water levels.
What Damages Can I Get After a Covered Event?
When a covered event—such as a severe windstorm causing roof damage—occurs, policies typically provide coverage for several types of expenses and losses. This could include:
- Cleanup and removal costs
- Repairs to the roof and other structural elements
- Interior repairs, such as to drywall, paint, and carpet
- Money for your damaged personal belongings
- Loss of use expenses, including relocation, food, and travel costs
Your policy could provide different coverage depending on its unique details. It will also likely have coverage limits, deductibles, and exclusions. Our attorney will review your policy carefully and ensure you understand the coverage available to you before we begin pursuing compensation based on your claim.
What About Coverage for Renters or Business Owners?
The coverage for policies sold to renters and commercial property owners also varies. Most renters insurance policies cover damaged contents and not repairs to the property itself. It could cover relocation costs, depending on the policy.
Commercial property insurance could cover repairs and contents. A separate business interruption insurance policy usually covers lost income. Relocation costs could fall under commercial property insurance or a separate policy, as well.
Why Would You Need a Middleton Storm Damage Attorney to Handle Your Claim?
According to the Massachusetts Division of Insurance, an insurance company adjuster will review your coverage, and then they or an independent adjuster will calculate the damage to your property. While this process sounds effective in theory, many things can go wrong during the steps in the process.
Getting the money you need to repair your property after a serious storm is not easy. Insurance companies only want to pay what they must to settle claims and close cases. This is especially true when they have a large influx of claims, such as after a major storm. This could lead to:
- The adjuster saying you do not have coverage for the damage
- Misrepresenting what is in your policy
- Greatly undervaluing the cost of repairs
- Making only a lowball offer for your claim
- Unreasonably delaying the processing of your claim
- Asking you to document your damage in an unreasonable way
- Unfair claim denial
Our attorneys know how to fight back against these tactics and help you get the coverage you paid for. You should receive fair compensation for your repairs based on the details of your insurance policies. We will fight to ensure you receive it.
When Should You Consider Calling a Middleton, MA, Storm Damage Lawyer?
Some clients hire us to manage their storm damage claims from the start. They call our team as soon as they learn about the damage, and we manage their claim from beginning to end. This is a good option if you do not have the knowledge or time to file your claim.
Frequently, our clients call us after they file their claims and get stuck in the process. Roadblocks appear, and they are not sure what to do next. This could be a delay, denial, a too-low offer, or an adjuster who won’t return your call. Contact us, and we can take over.
Discuss Your Middleton, MA, Storm Damage Claim With Us Today
GED Lawyers will review your case for free. We provide free consultations for property owners with significant storm damage in Middleton, MA. Contact us today to let us explain your options and how our Middleton storm damage lawyer can help you secure the money you need and deserve.
