The Margate wind damage lawyers at Ged Lawyers have made it their mission to help people in the aftermath of wind damage. Our dedicated team has years of experience navigating the complexities of wind damage claims and other property damage claims. Understanding the unpredictable nature of Florida’s weather, we are committed to providing unparalleled legal assistance to ensure our clients receive the compensation they deserve.
With years of experience and a thorough understanding of property law, Ged Lawyers is ready to challenge insurance companies and secure favorable outcomes. Our approach is tailored to meet the unique needs of each client, ensuring personalized and effective representation. Whether facing minor damage or significant loss, trust Ged Lawyers to advocate passionately on your behalf, turning the tide towards justice and recovery. When you work with our Margate property damage lawyers, your wind damage claim is our priority, and your peace of mind is our mission.
Wind Damage, Insurance, and Margate Residents
Wind damage encompasses a range of destruction caused to property by high-velocity winds, which can uproot trees, tear off roofs, shatter windows, and even lead to structural collapse. All Margate property owners are vulnerable to wind damage, as tropical storms, hurricanes, and even tornados are a part of life for any Floridian. Understanding what constitutes wind damage is crucial for homeowners to prepare adequately, mitigate risks, and seek appropriate compensation for damages incurred.
Navigating insurance policies regarding wind damage can be complex, especially in regions prone to severe weather events like Florida. Typically, property insurance policies include coverage for wind damage, providing essential protection for homeowners against the financial impact of storms.
However, for hurricane damage, you have a hurricane deductible to help you pay for wind damages associated with these storms. Hurricane deductibles are specifically designed for damage caused by hurricanes and are usually a percentage of the property’s insured.
Every policy is different, and insurers may require different requirements for homeowners. Add in potential flood damage, moisture damage, and other losses, and it can be tricky to know what is covered by your policy.
Don’t Handle Claims By Yourself, Our Wind Damage Lawyers Can Help
Homeownership has many benefits, but dealing with an insurance company is never fun. It’s easy to get lost in the jargon and not know if you’re getting a fair payout if you are offered one at all. The insurance company may deny your claims altogether, or they may not give you enough money to make up for your losses. The process can be long and drawn out while you are simply trying to get your house repaired after a windstorm or hurricane. Our Margate personal injury lawyers can help by:
- Investigating the insurer to see if they are acting in good faith or bad faith: Sometimes, insurers deny claims when they should and could have approved them. Establishing if the company acted in bad faith is quite challenging for the average person, especially with the 2023 changes to Florida Statutes § 624.155.
- Reviewing your policies and explaining your rights: We know just how overwhelming insurance can be, and it’s easy to miss important information about the policy. We’ll review your insurance policy agreement to see what you’re entitled to, what rights and responsibilities you have, what rights your insurer has, and what responsibilities they owe to policyholders like you.
- Gathering and reviewing proof and evidence of your claim: There’s a lot going on in the wake of wind damage. Make sure you take photos and videos of wind damage, get an inspector out to your property, and reach out to your insurer to start a claim. These can help establish proof of your losses and that you made an effort to seek a payout for the damages. We can help you gather evidence to support your claim for the losses caused by strong winds.
- Estimating the value of your losses: When gathering evidence and speaking to experts and professionals, we can help determine how much your claim is worth. Insurers may try to offer a settlement that is well below what you need– sometimes, it is in bad faith, and other times, it might be because they are missing key facts about your case and losses.
- Negotiating and communicating with insurers: Dealing with insurance providers is a lot to handle. You feel in over your head with policies and agreements, and you might say or do something that gives insurance adjusters a reason to deny your claim. Our property damage lawyers can take over communications to protect your rights and peace of mind.
- Preparing your case for court and representing you: Although plenty of wind damage cases are resolved before going to court, the fact remains that you may need to prepare for a trial, especially in the event of bad faith practices. Our lawyers will prepare for this possibility and create a strong case to fight back against insurers.
We are prepared to help you with these and other tasks; just give our personal injury lawyers in Margate team a call to get started.
Time Is of the Essence with Wind Damage Claims
When dealing with wind damage and other property damage, it’s crucial that you get started right away. Under Florida Statutes § 627.70132, you only have one year from the date of the loss to file your claim or reopen a previous claim. Anyone filing a supplemental claim now only has 18 months to act.
This law was amended in early 2023 and shortened the original time frame. This new window of time is incredibly short, so we urge you to reach out to our law firm as quickly as you can. We want to get your case started as soon as possible.
Choose Ged Lawyers to Handle Your Margate Wind Damage Claim
Our property damage lawyers have helped Floridians receive the insurance claims they deserve for over a decade. We know just how devastating the weather can be in South Florida, and we know that many people struggle to get the fair compensation we are owed. Our lawyers want to make this stressful time as easy as possible for you, so please give us a call.
We look forward to discussing your case and figuring out how Ged Lawyers can help you with your wind damage claim.
